Use this page as a one-stop reference for everything related to UCO Bank's LATHI branch in LATHI, GUJARAT. The branch's IFSC code UCBA0000548 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's LATHI branch, the IFSC UCBA0000548 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000548 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Lathi branch in Lathi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000548.
About this branch
The branch is located at P.B.NO 1,NEAR CHAVAND GATE,LATHI ,AMRELI ,GUJARAT PIN 364430. It serves the Lathi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000548 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Lathi |
| IFSC Code | UCBA0000548 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.B.NO 1,NEAR CHAVAND GATE,LATHI ,AMRELI ,GUJARAT PIN 364430 |
| City | Lathi |
| District | Amreli |
| State | Gujarat |
| STD Code | 2792 |
| Phone | 250570 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's LATHI branch came to be assigned the code UCBA0000548.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000548, money simply cannot be routed to the LATHI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000548 and the account number together uniquely identify the Lathi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000548
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000548 across all three.
NEFT to UCO Bank, LATHI using IFSC UCBA0000548
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000548, and confirm that the system picks up UCO Bank – LATHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LATHI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's LATHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000548 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – LATHI, use IMPS. With IFSC UCBA0000548 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000548 for UCO Bank – LATHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000548 | Yes – UCBA0000548 | Yes – UCBA0000548 |
For most retail customers crediting the Lathi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000548
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – LATHI is still mapped to IFSC UCBA0000548. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000548 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Lathi branch is mapped to IFSC UCBA0000548 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000548.
Banking services available
The Lathi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2792-250570.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000548
Online banking and IFSC UCBA0000548
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the LATHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000548 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Lathi branch
The branch is located at P.B.NO 1,NEAR CHAVAND GATE,LATHI ,AMRELI ,GUJARAT PIN 364430, which puts it inside Lathi, the broader Amreli district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Lathi branch” — the verified location pin for IFSC UCBA0000548 should appear at the top of the results.
- Confirm the branch is open by calling 2792-250570 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000548 and your account number.
Common mistakes to avoid when using IFSC UCBA0000548
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – LATHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000548. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Lathi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000548 continue to work without interruption.
Verifying IFSC UCBA0000548 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000548 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2792-250570.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankLathi Branch
P.B.NO 1,NEAR CHAVAND GATE,LATHI ,AMRELI ,GUJARAT PIN 364430
Lathi, Gujarat
Phone: 2792-250570
IFSC: UCBA0000548
Frequently asked questions
Is IFSC UCBA0000548 valid for NEFT and RTGS?
Yes. IFSC UCBA0000548 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0000548 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Lathi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lathi branch but serve different purposes.
Can I use IFSC UCBA0000548 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000548 to send funds instantly.
What is the phone number of UCO Bank Lathi branch?
You can reach the branch at 2792-250570 during regular banking hours.
Does UCO Bank Lathi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2792-250570 to confirm.
How do I add UCO Bank Lathi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000548, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UCBA0000548 is the IFSC code of UCO Bank, LATHI branch, in LATHI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
