Below are the complete branch details for UCO Bank, LANGALESWAR branch, located in LANGALESWAR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001197. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001197 for UCO Bank – LANGALESWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001197 is the IFSC of UCO Bank's LANGALESWAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 001197 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Langaleswar branch in Langaleswar, Odisha is part of this network and uses the IFSC code UCBA0001197 for all electronic settlement.
About the Langaleswar branch
The Langaleswar branch of UCO Bank is situated at VILL AND P.O.LANGALESWAR ,BALESHWAR ,ODISHA PIN 756024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001197 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Langaleswar |
| IFSC Code | UCBA0001197 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND P.O.LANGALESWAR ,BALESHWAR ,ODISHA PIN 756024 |
| City | Langaleswar |
| District | Baleshwar |
| State | Odisha |
| STD Code | 6781 |
| Phone | 257004 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LANGALESWAR of UCO Bank — its own 11-character IFSC. The code UCBA0001197 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001197 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001197 and the account number together uniquely identify the Langaleswar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0001197
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001197 across all three.
NEFT to UCO Bank, LANGALESWAR using IFSC UCBA0001197
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001197, and confirm that the system picks up UCO Bank – LANGALESWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001197
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – LANGALESWAR, ensure your bank's portal accepts IFSC UCBA0001197 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank LANGALESWAR (IFSC UCBA0001197)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001197 in your mobile or internet banking app, and the money is credited to the LANGALESWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001197 for UCO Bank – LANGALESWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001197 | Yes – UCBA0001197 | Yes – UCBA0001197 |
For most retail customers crediting the Langaleswar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's LANGALESWAR branch, the IFSC UCBA0001197 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Langaleswar branch is mapped to IFSC UCBA0001197 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001197.
Products and services
Customers walking into the Langaleswar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001197
Online banking and IFSC UCBA0001197
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the LANGALESWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001197 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Langaleswar branch sits at VILL AND P.O.LANGALESWAR ,BALESHWAR ,ODISHA PIN 756024. If you are travelling from outside Langaleswar, search for the branch on a maps application using the bank name and locality, or call 6781-257004 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001197 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – LANGALESWAR:
- The IFSC is exactly UCBA0001197 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and LANGALESWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Langaleswar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001197, however, work 24x7.
Verifying IFSC UCBA0001197 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001197 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6781-257004.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankLangaleswar Branch
VILL AND P.O.LANGALESWAR ,BALESHWAR ,ODISHA PIN 756024
Langaleswar, Odisha
Phone: 6781-257004
IFSC: UCBA0001197
Frequently asked questions
What is the IFSC code of UCO Bank Langaleswar branch?
The IFSC code of UCO Bank, Langaleswar branch is UCBA0001197. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Langaleswar branch but serve different purposes.
Is IFSC UCBA0001197 the same for all accounts at Langaleswar branch?
Yes. The IFSC UCBA0001197 is shared by every account held at UCO Bank's Langaleswar branch. Only the account number changes from customer to customer.
How do I add UCO Bank Langaleswar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001197, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Langaleswar branch located?
UCO Bank's Langaleswar branch is located at VILL AND P.O.LANGALESWAR ,BALESHWAR ,ODISHA PIN 756024, Langaleswar, Odisha.
Can I use IFSC UCBA0001197 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001197 to send funds instantly.
Does UCO Bank Langaleswar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6781-257004 to confirm.
Summary
The IFSC code UCBA0001197 belongs to UCO Bank's LANGALESWAR branch, located at VILL AND P.O.LANGALESWAR ,BALESHWAR ,ODISHA PIN 756024 in LANGALESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
