Below are the complete branch details for UCO Bank, THANESAR branch, located in KURUKSHETRA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002431. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002431 for UCO Bank – THANESAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002431 is the IFSC of UCO Bank's THANESAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 002431 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Thanesar |
| IFSC Code | UCBA0002431 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP BSNL BUILDING, MOHAN NAGAR ,KURUKSHETRA ,HARYANA PIN 136118 |
| City | Kurukshetra |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 91 |
| Phone | 9467730049 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Thanesar branch in Kurukshetra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002431.
About the Thanesar branch
The Thanesar branch of UCO Bank is situated at OPP BSNL BUILDING, MOHAN NAGAR ,KURUKSHETRA ,HARYANA PIN 136118. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002431 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's THANESAR branch came to be assigned the code UCBA0002431.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002431, money simply cannot be routed to the THANESAR branch electronically.
How to transfer money using IFSC UCBA0002431
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002431 across all three.
NEFT to UCO Bank, THANESAR using IFSC UCBA0002431
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002431, and confirm that the system picks up UCO Bank – THANESAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002431
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – THANESAR, ensure your bank's portal accepts IFSC UCBA0002431 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank THANESAR (IFSC UCBA0002431)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002431 in your mobile or internet banking app, and the money is credited to the THANESAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002431 for UCO Bank – THANESAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002431 | Yes – UCBA0002431 | Yes – UCBA0002431 |
For most retail customers crediting the Thanesar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's THANESAR branch, the IFSC UCBA0002431 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thanesar branch is mapped to IFSC UCBA0002431 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002431.
Products and services
Customers walking into the Thanesar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002431
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002431 and the account number together uniquely identify the Thanesar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Thanesar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002431 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – THANESAR:
- The IFSC is exactly UCBA0002431 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and THANESAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thanesar branch
The branch is located at OPP BSNL BUILDING, MOHAN NAGAR ,KURUKSHETRA ,HARYANA PIN 136118, which puts it inside Kurukshetra, the broader Kurukshetra district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Thanesar branch” — the verified location pin for IFSC UCBA0002431 should appear at the top of the results.
- Confirm the branch is open by calling 91-9467730049 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002431 and your account number.
Verifying IFSC UCBA0002431 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002431 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9467730049.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Thanesar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002431 continue to work without interruption.
Branch address & contact
UCO BankThanesar Branch
OPP BSNL BUILDING, MOHAN NAGAR ,KURUKSHETRA ,HARYANA PIN 136118
Kurukshetra, Haryana
Phone: 91-9467730049
IFSC: UCBA0002431
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thanesar branch but serve different purposes.
How quickly will an NEFT transfer using UCBA0002431 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Thanesar reflect within 30 minutes.
How do I add UCO Bank Thanesar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002431, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Thanesar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9467730049 to confirm.
What is the IFSC code of UCO Bank Thanesar branch?
The IFSC code of UCO Bank, Thanesar branch is UCBA0002431. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Thanesar branch?
You can reach the branch at 91-9467730049 during regular banking hours.
Summary
The IFSC code UCBA0002431 belongs to UCO Bank's THANESAR branch, located at OPP BSNL BUILDING, MOHAN NAGAR ,KURUKSHETRA ,HARYANA PIN 136118 in KURUKSHETRA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
