Use this page as a one-stop reference for everything related to UCO Bank's KONARK UCO branch in KONARK, ODISHA. The branch's IFSC code UCBA0002006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002006 is the IFSC of UCO Bank's KONARK UCO branch. The format is fixed: UCBA = bank code, 0 = reserved, 002006 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Konark UCO |
| IFSC Code | UCBA0002006 |
| MICR Code | Refer to cheque leaf |
| Branch Address | URBAN HAT , POST KONARK DIST PURI PO KONARK DIST PURI ,PURI ,ODISHA PIN 752111 |
| City | Konark |
| District | Puri |
| State | Odisha |
| STD Code | 6752 |
| Phone | 236515 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Konark UCO branch in Konark. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002006.
About the Konark UCO branch
The Konark UCO branch of UCO Bank is situated at URBAN HAT , POST KONARK DIST PURI PO KONARK DIST PURI ,PURI ,ODISHA PIN 752111. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002006 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's KONARK UCO branch came to be assigned the code UCBA0002006.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002006, money simply cannot be routed to the KONARK UCO branch electronically.
How to transfer money using IFSC UCBA0002006
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002006 across all three.
How to use IFSC UCBA0002006 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's KONARK UCO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002006.
- Confirm the bank name auto-populates as UCO Bank and the branch as KONARK UCO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002006
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – KONARK UCO, ensure your bank's portal accepts IFSC UCBA0002006 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank KONARK UCO (IFSC UCBA0002006)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002006 in your mobile or internet banking app, and the money is credited to the KONARK UCO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Konark UCO
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002006:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KONARK UCO is still linked to IFSC UCBA0002006.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0002006
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – KONARK UCO is still mapped to IFSC UCBA0002006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002006 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Konark UCO branch is mapped to IFSC UCBA0002006 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002006.
Products and services
Customers walking into the Konark UCO branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002006
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002006 and the account number together uniquely identify the Konark UCO branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Konark UCO branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – KONARK UCO:
- The IFSC is exactly UCBA0002006 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and KONARK UCO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Konark UCO branch sits at URBAN HAT , POST KONARK DIST PURI PO KONARK DIST PURI ,PURI ,ODISHA PIN 752111. If you are travelling from outside Konark, search for the branch on a maps application using the bank name and locality, or call 6752-236515 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002006 and your account number.
Verifying IFSC UCBA0002006 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002006 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6752-236515.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Konark UCO are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002006 continue to work without interruption.
Branch address & contact
UCO BankKonark UCO Branch
URBAN HAT , POST KONARK DIST PURI PO KONARK DIST PURI ,PURI ,ODISHA PIN 752111
Konark, Odisha
Phone: 6752-236515
IFSC: UCBA0002006
Frequently asked questions
How do I add UCO Bank Konark UCO as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002006, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Konark UCO branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6752-236515 to confirm.
How quickly will an NEFT transfer using UCBA0002006 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Konark UCO reflect within 30 minutes.
What is the IFSC code of UCO Bank Konark UCO branch?
The IFSC code of UCO Bank, Konark UCO branch is UCBA0002006. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0002006 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002006 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Konark UCO branch but serve different purposes.
What is the phone number of UCO Bank Konark UCO branch?
You can reach the branch at 6752-236515 during regular banking hours.
Is IFSC UCBA0002006 the same for all accounts at Konark UCO branch?
Yes. The IFSC UCBA0002006 is shared by every account held at UCO Bank's Konark UCO branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0002006 belongs to UCO Bank's KONARK UCO branch, located at URBAN HAT , POST KONARK DIST PURI PO KONARK DIST PURI ,PURI ,ODISHA PIN 752111 in KONARK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
