Below are the complete branch details for UCO Bank, KANTHAL BAGAN branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001786. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001786 for UCO Bank – KANTHAL BAGAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's KANTHAL BAGAN branch, the IFSC UCBA0001786 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001786 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Kanthal Bagan branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001786.
About the Kanthal Bagan branch
The Kanthal Bagan branch of UCO Bank is situated at 55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001786 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Kanthal Bagan |
| IFSC Code | UCBA0001786 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 26632018 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANTHAL BAGAN of UCO Bank — its own 11-character IFSC. The code UCBA0001786 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001786 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001786 and the account number together uniquely identify the Kanthal Bagan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0001786
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001786 across all three.
NEFT to UCO Bank, KANTHAL BAGAN using IFSC UCBA0001786
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001786, and confirm that the system picks up UCO Bank – KANTHAL BAGAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001786
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – KANTHAL BAGAN, ensure your bank's portal accepts IFSC UCBA0001786 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank KANTHAL BAGAN (IFSC UCBA0001786)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001786 in your mobile or internet banking app, and the money is credited to the KANTHAL BAGAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001786 for UCO Bank – KANTHAL BAGAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001786 | Yes – UCBA0001786 | Yes – UCBA0001786 |
For most retail customers crediting the Kanthal Bagan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001786
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – KANTHAL BAGAN is still mapped to IFSC UCBA0001786. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001786 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kanthal Bagan branch is mapped to IFSC UCBA0001786 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001786.
Products and services
Customers walking into the Kanthal Bagan branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001786
Online banking and IFSC UCBA0001786
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the KANTHAL BAGAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001786 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kanthal Bagan branch sits at 55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-26632018 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001786 and your account number.
Common mistakes to avoid when using IFSC UCBA0001786
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – KANTHAL BAGAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001786. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanthal Bagan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001786, however, work 24x7.
Verifying IFSC UCBA0001786 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001786 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-26632018.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankKanthal Bagan Branch
55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712258
Kolkata, West Bengal
Phone: 33-26632018
IFSC: UCBA0001786
Frequently asked questions
Is IFSC UCBA0001786 valid for NEFT and RTGS?
Yes. IFSC UCBA0001786 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Kanthal Bagan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001786, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0001786 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Kanthal Bagan reflect within 30 minutes.
Can I use IFSC UCBA0001786 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001786 to send funds instantly.
Is IFSC UCBA0001786 the same for all accounts at Kanthal Bagan branch?
Yes. The IFSC UCBA0001786 is shared by every account held at UCO Bank's Kanthal Bagan branch. Only the account number changes from customer to customer.
Does UCO Bank Kanthal Bagan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-26632018 to confirm.
What is the phone number of UCO Bank Kanthal Bagan branch?
You can reach the branch at 33-26632018 during regular banking hours.
Summary
The IFSC code UCBA0001786 belongs to UCO Bank's KANTHAL BAGAN branch, located at 55, CHARAKDANGA ROAD P.O UTTARPARA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN … in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
