If you are searching for the IFSC code of UCO Bank, KHANGTA branch in KHANGTA, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is UCBA0001304. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHANGTA branch, and detailed step-by-step guides for using the IFSC UCBA0001304 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – KHANGTA is UCBA0001304. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001304 map to this branch in KHANGTA, RAJASTHAN.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Khangta |
| IFSC Code | UCBA0001304 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V AND PO KHANGTA 1304 TEH. BHOPALGARH DIST. JODHPUR ,JODHPUR ,RAJASTHAN PIN 342606 |
| City | Khangta |
| District | Jodhpur |
| State | Rajasthan |
| STD Code | 291 |
| Phone | 2633723 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khangta branch in Khangta, Rajasthan is part of this network and uses the IFSC code UCBA0001304 for all electronic settlement.
About the Khangta branch
The Khangta branch of UCO Bank is situated at V AND PO KHANGTA 1304 TEH. BHOPALGARH DIST. JODHPUR ,JODHPUR ,RAJASTHAN PIN 342606. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001304 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's KHANGTA branch came to be assigned the code UCBA0001304.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001304, money simply cannot be routed to the KHANGTA branch electronically.
How to transfer money using IFSC UCBA0001304
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001304 across all three.
NEFT to UCO Bank, KHANGTA using IFSC UCBA0001304
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001304, and confirm that the system picks up UCO Bank – KHANGTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KHANGTA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's KHANGTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001304 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – KHANGTA, use IMPS. With IFSC UCBA0001304 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khangta
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001304:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHANGTA is still linked to IFSC UCBA0001304.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0001304
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – KHANGTA is still mapped to IFSC UCBA0001304. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001304 and the beneficiary's account number to complete the transfer.
Account types you can open at the Khangta branch
Once you have an account at UCO Bank – KHANGTA, the IFSC UCBA0001304 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Khangta branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001304
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001304 and the account number together uniquely identify the Khangta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Khangta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001304 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0001304
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – KHANGTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001304. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Khangta branch sits at V AND PO KHANGTA 1304 TEH. BHOPALGARH DIST. JODHPUR ,JODHPUR ,RAJASTHAN PIN 342606. If you are travelling from outside Khangta, search for the branch on a maps application using the bank name and locality, or call 291-2633723 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001304 and your account number.
Verifying IFSC UCBA0001304 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001304 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 291-2633723.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khangta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001304, however, work 24x7.
Branch address & contact
UCO BankKhangta Branch
V AND PO KHANGTA 1304 TEH. BHOPALGARH DIST. JODHPUR ,JODHPUR ,RAJASTHAN PIN 342606
Khangta, Rajasthan
Phone: 291-2633723
IFSC: UCBA0001304
Frequently asked questions
Where is UCO Bank Khangta branch located?
UCO Bank's Khangta branch is located at V AND PO KHANGTA 1304 TEH. BHOPALGARH DIST. JODHPUR ,JODHPUR ,RAJASTHAN PIN 342606, Khangta, Rajasthan.
What is the IFSC code of UCO Bank Khangta branch?
The IFSC code of UCO Bank, Khangta branch is UCBA0001304. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khangta branch but serve different purposes.
How do I add UCO Bank Khangta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001304, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UCBA0001304 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001304 to send funds instantly.
Is IFSC UCBA0001304 valid for NEFT and RTGS?
Yes. IFSC UCBA0001304 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UCBA0001304 is the IFSC code of UCO Bank, KHANGTA branch, in KHANGTA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
