This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, KASGANJ branch in KASGANJ. The 11-digit IFSC UCBA0003229 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the KASGANJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – KASGANJ is UCBA0003229. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003229 map to this branch in KASGANJ, UTTAR PRADESH.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kasganj branch — IFSC UCBA0003229 — extends the bank's services to customers in and around Kasganj, Uttar Pradesh.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Kasganj |
| IFSC Code | UCBA0003229 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOHALLA NATHURAM, PRABHU PARK, NADRAI GATE, KASGANJ ,KASGANJ ,UTTAR PRADESH PIN 207123 |
| City | Kasganj |
| District | Etah |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9759074454 |
Kasganj branch overview
Located at MOHALLA NATHURAM, PRABHU PARK, NADRAI GATE, KASGANJ ,KASGANJ ,UTTAR PRADESH PIN 207123, the Kasganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0003229 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's KASGANJ branch came to be assigned the code UCBA0003229.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003229, money simply cannot be routed to the KASGANJ branch electronically.
Products and account variants supported
Every account opened at the Kasganj branch is mapped to IFSC UCBA0003229 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003229.
Products and services
Customers walking into the Kasganj branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003229
How to transfer money using IFSC UCBA0003229
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003229 across all three.
NEFT to UCO Bank, KASGANJ using IFSC UCBA0003229
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003229, and confirm that the system picks up UCO Bank – KASGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003229
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – KASGANJ, ensure your bank's portal accepts IFSC UCBA0003229 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – KASGANJ, use IMPS. With IFSC UCBA0003229 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kasganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003229:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KASGANJ is still linked to IFSC UCBA0003229.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003229
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – KASGANJ is still mapped to IFSC UCBA0003229. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003229 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0003229
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the KASGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003229 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kasganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003229 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – KASGANJ:
- The IFSC is exactly UCBA0003229 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and KASGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kasganj branch
The branch is located at MOHALLA NATHURAM, PRABHU PARK, NADRAI GATE, KASGANJ ,KASGANJ ,UTTAR PRADESH PIN 207123, which puts it inside Kasganj, the broader Etah district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Kasganj branch” — the verified location pin for IFSC UCBA0003229 should appear at the top of the results.
- Confirm the branch is open by calling 91-9759074454 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003229 and your account number.
Verifying IFSC UCBA0003229 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003229 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9759074454.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kasganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003229, however, work 24x7.
Branch address & contact
UCO BankKasganj Branch
MOHALLA NATHURAM, PRABHU PARK, NADRAI GATE, KASGANJ ,KASGANJ ,UTTAR PRADESH PIN 207123
Kasganj, Uttar Pradesh
Phone: 91-9759074454
IFSC: UCBA0003229
Frequently asked questions
What is the IFSC code of UCO Bank Kasganj branch?
The IFSC code of UCO Bank, Kasganj branch is UCBA0003229. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0003229 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Kasganj reflect within 30 minutes.
What is the phone number of UCO Bank Kasganj branch?
You can reach the branch at 91-9759074454 during regular banking hours.
Is IFSC UCBA0003229 the same for all accounts at Kasganj branch?
Yes. The IFSC UCBA0003229 is shared by every account held at UCO Bank's Kasganj branch. Only the account number changes from customer to customer.
How do I add UCO Bank Kasganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003229, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UCBA0003229 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003229 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kasganj branch but serve different purposes.
Is IFSC UCBA0003229 valid for NEFT and RTGS?
Yes. IFSC UCBA0003229 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0003229 belongs to UCO Bank's KASGANJ branch, located at MOHALLA NATHURAM, PRABHU PARK, NADRAI GATE, KASGANJ ,KASGANJ ,UTTAR PRADESH… in KASGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
