This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, DADA NAGAR branch in KANPUR NAGAR. The 11-digit IFSC UCBA0003504 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the DADA NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – DADA NAGAR is UCBA0003504. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003504 map to this branch in KANPUR NAGAR, UTTAR PRADESH.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dada Nagar branch in Kanpur Nagar, Uttar Pradesh is part of this network and uses the IFSC code UCBA0003504 for all electronic settlement.
About the Dada Nagar branch
The Dada Nagar branch of UCO Bank is situated at DADA NAGAR BARNCH ,FACTORY PREMISE NO,30 A,CO OPERATIVE ESTATE,DADA NAGAR ,KANPUR,UP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003504 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Dada Nagar |
| IFSC Code | UCBA0003504 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DADA NAGAR BARNCH ,FACTORY PREMISE NO,30 A,CO OPERATIVE ESTATE,DADA NAGAR ,KANPUR,UP |
| City | Kanpur Nagar |
| District | Kanpur |
| State | Uttar Pradesh |
| STD Code | 512 |
| Phone | 2302706 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DADA NAGAR of UCO Bank — its own 11-character IFSC. The code UCBA0003504 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003504 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Dada Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003504 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0003504
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003504 across all three.
NEFT to UCO Bank, DADA NAGAR using IFSC UCBA0003504
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003504, and confirm that the system picks up UCO Bank – DADA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003504
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DADA NAGAR, ensure your bank's portal accepts IFSC UCBA0003504 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – DADA NAGAR, use IMPS. With IFSC UCBA0003504 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003504 for UCO Bank – DADA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003504 | Yes – UCBA0003504 | Yes – UCBA0003504 |
For most retail customers crediting the Dada Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003504
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DADA NAGAR is still mapped to IFSC UCBA0003504. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003504 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dada Nagar branch
Once you have an account at UCO Bank – DADA NAGAR, the IFSC UCBA0003504 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dada Nagar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003504
Digital banking channels
Most day-to-day work that customers used to do at the Dada Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003504 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Dada Nagar branch
The branch is located at DADA NAGAR BARNCH ,FACTORY PREMISE NO,30 A,CO OPERATIVE ESTATE,DADA NAGAR ,KANPUR,UP, which puts it inside Kanpur Nagar, the broader Kanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Dada Nagar branch” — the verified location pin for IFSC UCBA0003504 should appear at the top of the results.
- Confirm the branch is open by calling 512-2302706 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003504 and your account number.
Common mistakes to avoid when using IFSC UCBA0003504
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – DADA NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003504. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Dada Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003504 continue to work without interruption.
Verifying IFSC UCBA0003504 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003504 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 512-2302706.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankDada Nagar Branch
DADA NAGAR BARNCH ,FACTORY PREMISE NO,30 A,CO OPERATIVE ESTATE,DADA NAGAR ,KANPUR,UP
Kanpur Nagar, Uttar Pradesh
Phone: 512-2302706
IFSC: UCBA0003504
Frequently asked questions
Is IFSC UCBA0003504 valid for NEFT and RTGS?
Yes. IFSC UCBA0003504 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Dada Nagar branch?
The IFSC code of UCO Bank, Dada Nagar branch is UCBA0003504. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does UCO Bank Dada Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 512-2302706 to confirm.
What is the phone number of UCO Bank Dada Nagar branch?
You can reach the branch at 512-2302706 during regular banking hours.
Is IFSC UCBA0003504 the same for all accounts at Dada Nagar branch?
Yes. The IFSC UCBA0003504 is shared by every account held at UCO Bank's Dada Nagar branch. Only the account number changes from customer to customer.
How do I add UCO Bank Dada Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003504, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0003504 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Dada Nagar reflect within 30 minutes.
Can I use IFSC UCBA0003504 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003504 to send funds instantly.
Summary
The IFSC code UCBA0003504 belongs to UCO Bank's DADA NAGAR branch, located at DADA NAGAR BARNCH ,FACTORY PREMISE NO,30 A,CO OPERATIVE ESTATE,DADA NAGAR… in KANPUR NAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
