Use this page as a one-stop reference for everything related to UCO Bank's JOGON branch in JOGON, HIMACHAL PRADESH. The branch's IFSC code UCBA0001411 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001411 is the IFSC of UCO Bank's JOGON branch. The format is fixed: UCBA = bank code, 0 = reserved, 001411 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jogon branch — IFSC UCBA0001411 — extends the bank's services to customers in and around Jogon, Himachal Pradesh.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jogon |
| IFSC Code | UCBA0001411 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL ANDP.O. JOGON 174101 ,SOLAN ,HIMACHAL PRADESH PIN 174101 |
| City | Jogon |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 1792 |
| Phone | 238226 |
About this branch
The branch is located at VILL ANDP.O. JOGON 174101 ,SOLAN ,HIMACHAL PRADESH PIN 174101. It serves the Jogon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001411 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JOGON of UCO Bank — its own 11-character IFSC. The code UCBA0001411 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001411 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Jogon branch
Once you have an account at UCO Bank – JOGON, the IFSC UCBA0001411 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jogon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1792-238226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001411
How to transfer money using IFSC UCBA0001411
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001411 across all three.
NEFT to UCO Bank, JOGON using IFSC UCBA0001411
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001411, and confirm that the system picks up UCO Bank – JOGON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JOGON
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's JOGON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001411 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – JOGON, use IMPS. With IFSC UCBA0001411 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001411 for UCO Bank – JOGON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001411 | Yes – UCBA0001411 | Yes – UCBA0001411 |
For most retail customers crediting the Jogon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001411
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – JOGON is still mapped to IFSC UCBA0001411. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001411 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0001411
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the JOGON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001411 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jogon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001411 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UCBA0001411
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – JOGON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001411. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jogon branch sits at VILL ANDP.O. JOGON 174101 ,SOLAN ,HIMACHAL PRADESH PIN 174101. If you are travelling from outside Jogon, search for the branch on a maps application using the bank name and locality, or call 1792-238226 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001411 and your account number.
Verifying IFSC UCBA0001411 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001411 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1792-238226.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jogon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001411 continue to work without interruption.
Branch address & contact
UCO BankJogon Branch
VILL ANDP.O. JOGON 174101 ,SOLAN ,HIMACHAL PRADESH PIN 174101
Jogon, Himachal Pradesh
Phone: 1792-238226
IFSC: UCBA0001411
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jogon branch but serve different purposes.
What is the IFSC code of UCO Bank Jogon branch?
The IFSC code of UCO Bank, Jogon branch is UCBA0001411. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0001411 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001411 to send funds instantly.
Is IFSC UCBA0001411 valid for NEFT and RTGS?
Yes. IFSC UCBA0001411 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Jogon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001411, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0001411 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Jogon reflect within 30 minutes.
Where is UCO Bank Jogon branch located?
UCO Bank's Jogon branch is located at VILL ANDP.O. JOGON 174101 ,SOLAN ,HIMACHAL PRADESH PIN 174101, Jogon, Himachal Pradesh.
Is IFSC UCBA0001411 the same for all accounts at Jogon branch?
Yes. The IFSC UCBA0001411 is shared by every account held at UCO Bank's Jogon branch. Only the account number changes from customer to customer.
Final notes
To recap: UCBA0001411 is the IFSC code of UCO Bank, JOGON branch, in JOGON, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
