This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, JAMUI branch in JAMUI. The 11-digit IFSC UCBA0001218 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the JAMUI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's JAMUI branch, the IFSC UCBA0001218 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001218 identifies this particular branch.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamui branch in Jamui, Bihar is part of this network and uses the IFSC code UCBA0001218 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jamui |
| IFSC Code | UCBA0001218 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJO SINGH MARKET AT ANDP.O. JAMUI DIST. JAMUI ,JAMUI ,BIHAR PIN 811307 |
| City | Jamui |
| District | Jamui |
| State | Bihar |
| STD Code | 6345 |
| Phone | 222019 |
Jamui branch overview
Located at RAJO SINGH MARKET AT ANDP.O. JAMUI DIST. JAMUI ,JAMUI ,BIHAR PIN 811307, the Jamui branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0001218 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMUI of UCO Bank — its own 11-character IFSC. The code UCBA0001218 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001218 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Jamui branch is mapped to IFSC UCBA0001218 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001218.
Products and services
Customers walking into the Jamui branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001218
How to transfer money using IFSC UCBA0001218
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001218 across all three.
NEFT to UCO Bank, JAMUI using IFSC UCBA0001218
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001218, and confirm that the system picks up UCO Bank – JAMUI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMUI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's JAMUI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001218 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank JAMUI (IFSC UCBA0001218)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001218 in your mobile or internet banking app, and the money is credited to the JAMUI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001218 for UCO Bank – JAMUI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001218 | Yes – UCBA0001218 | Yes – UCBA0001218 |
For most retail customers crediting the Jamui branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's JAMUI branch, the IFSC UCBA0001218 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Jamui branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001218 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Jamui branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001218 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – JAMUI:
- The IFSC is exactly UCBA0001218 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and JAMUI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jamui branch sits at RAJO SINGH MARKET AT ANDP.O. JAMUI DIST. JAMUI ,JAMUI ,BIHAR PIN 811307. If you are travelling from outside Jamui, search for the branch on a maps application using the bank name and locality, or call 6345-222019 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001218 and your account number.
Verifying IFSC UCBA0001218 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001218 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6345-222019.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamui branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001218, however, work 24x7.
Branch address & contact
UCO BankJamui Branch
RAJO SINGH MARKET AT ANDP.O. JAMUI DIST. JAMUI ,JAMUI ,BIHAR PIN 811307
Jamui, Bihar
Phone: 6345-222019
IFSC: UCBA0001218
Frequently asked questions
What is the phone number of UCO Bank Jamui branch?
You can reach the branch at 6345-222019 during regular banking hours.
What is the IFSC code of UCO Bank Jamui branch?
The IFSC code of UCO Bank, Jamui branch is UCBA0001218. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0001218 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Jamui reflect within 30 minutes.
How do I add UCO Bank Jamui as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001218, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0001218 the same for all accounts at Jamui branch?
Yes. The IFSC UCBA0001218 is shared by every account held at UCO Bank's Jamui branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamui branch but serve different purposes.
Summary
The IFSC code UCBA0001218 belongs to UCO Bank's JAMUI branch, located at RAJO SINGH MARKET AT ANDP.O. JAMUI DIST. JAMUI ,JAMUI ,BIHAR PIN 811307 in JAMUI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
