If you are searching for the IFSC code of UCO Bank, BARI BRAHMANA branch in JAMMU, JAMMU AND KASHMIR, this page has every detail you need. The verified IFSC code for this branch is UCBA0001824. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BARI BRAHMANA branch, and detailed step-by-step guides for using the IFSC UCBA0001824 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – BARI BRAHMANA is UCBA0001824. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001824 map to this branch in JAMMU, JAMMU AND KASHMIR.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bari Brahmana |
| IFSC Code | UCBA0001824 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NATIONAL HIGHWAY BARI BRAHMANA ,SAMBA ,JAMMU AND KASHMIR PIN 181133 |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| STD Code | 1923 |
| Phone | 220896 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bari Brahmana branch — IFSC UCBA0001824 — extends the bank's services to customers in and around Jammu, Jammu and Kashmir.
About the Bari Brahmana branch
The Bari Brahmana branch of UCO Bank is situated at NATIONAL HIGHWAY BARI BRAHMANA ,SAMBA ,JAMMU AND KASHMIR PIN 181133. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001824 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BARI BRAHMANA branch came to be assigned the code UCBA0001824.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001824, money simply cannot be routed to the BARI BRAHMANA branch electronically.
How to transfer money using IFSC UCBA0001824
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001824 across all three.
NEFT to UCO Bank, BARI BRAHMANA using IFSC UCBA0001824
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001824, and confirm that the system picks up UCO Bank – BARI BRAHMANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARI BRAHMANA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BARI BRAHMANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001824 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank BARI BRAHMANA (IFSC UCBA0001824)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001824 in your mobile or internet banking app, and the money is credited to the BARI BRAHMANA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001824 for UCO Bank – BARI BRAHMANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001824 | Yes – UCBA0001824 | Yes – UCBA0001824 |
For most retail customers crediting the Bari Brahmana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001824
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BARI BRAHMANA is still mapped to IFSC UCBA0001824. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001824 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bari Brahmana branch is mapped to IFSC UCBA0001824 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001824.
Products and services
Customers walking into the Bari Brahmana branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001824
MICR & cheque-truncation details
Cheques drawn on the Bari Brahmana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001824 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bari Brahmana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001824 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0001824
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – BARI BRAHMANA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001824. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bari Brahmana branch sits at NATIONAL HIGHWAY BARI BRAHMANA ,SAMBA ,JAMMU AND KASHMIR PIN 181133. If you are travelling from outside Jammu, search for the branch on a maps application using the bank name and locality, or call 1923-220896 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001824 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001824 for UCO Bank – BARI BRAHMANA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bari Brahmana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001824 continue to work without interruption.
Branch address & contact
UCO BankBari Brahmana Branch
NATIONAL HIGHWAY BARI BRAHMANA ,SAMBA ,JAMMU AND KASHMIR PIN 181133
Jammu, Jammu and Kashmir
Phone: 1923-220896
IFSC: UCBA0001824
Frequently asked questions
Where is UCO Bank Bari Brahmana branch located?
UCO Bank's Bari Brahmana branch is located at NATIONAL HIGHWAY BARI BRAHMANA ,SAMBA ,JAMMU AND KASHMIR PIN 181133, Jammu, Jammu and Kashmir.
Is IFSC UCBA0001824 valid for NEFT and RTGS?
Yes. IFSC UCBA0001824 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Bari Brahmana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1923-220896 to confirm.
What is the phone number of UCO Bank Bari Brahmana branch?
You can reach the branch at 1923-220896 during regular banking hours.
Can I use IFSC UCBA0001824 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001824 to send funds instantly.
Is IFSC UCBA0001824 the same for all accounts at Bari Brahmana branch?
Yes. The IFSC UCBA0001824 is shared by every account held at UCO Bank's Bari Brahmana branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bari Brahmana branch but serve different purposes.
Summary
The IFSC code UCBA0001824 belongs to UCO Bank's BARI BRAHMANA branch, located at NATIONAL HIGHWAY BARI BRAHMANA ,SAMBA ,JAMMU AND KASHMIR PIN 181133 in JAMMU, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
