If you are searching for the IFSC code of UCO Bank, JAMALPUR branch in JAMALPUR, BIHAR, this page has every detail you need. The verified IFSC code for this branch is UCBA0002437. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAMALPUR branch, and detailed step-by-step guides for using the IFSC UCBA0002437 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002437 is the IFSC of UCO Bank's JAMALPUR branch. The format is fixed: UCBA = bank code, 0 = reserved, 002437 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jamalpur |
| IFSC Code | UCBA0002437 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AVANTIKA MORE, SADAR BAZAR JAMALPUR,DIST MUNGER ,MUNGER ,BIHAR PIN 811214 |
| City | Jamalpur |
| District | Munger |
| State | Bihar |
| STD Code | 91 |
| Phone | 9204535318 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jamalpur branch — IFSC UCBA0002437 — extends the bank's services to customers in and around Jamalpur, Bihar.
About the Jamalpur branch
The Jamalpur branch of UCO Bank is situated at AVANTIKA MORE, SADAR BAZAR JAMALPUR,DIST MUNGER ,MUNGER ,BIHAR PIN 811214. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002437 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMALPUR of UCO Bank — its own 11-character IFSC. The code UCBA0002437 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002437 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0002437
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002437 across all three.
How to use IFSC UCBA0002437 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's JAMALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002437.
- Confirm the bank name auto-populates as UCO Bank and the branch as JAMALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JAMALPUR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's JAMALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002437 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – JAMALPUR, use IMPS. With IFSC UCBA0002437 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002437 for UCO Bank – JAMALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002437 | Yes – UCBA0002437 | Yes – UCBA0002437 |
For most retail customers crediting the Jamalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002437
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – JAMALPUR is still mapped to IFSC UCBA0002437. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002437 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jamalpur branch is mapped to IFSC UCBA0002437 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002437.
Banking services available
The Jamalpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9204535318.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002437
MICR & cheque-truncation details
Cheques drawn on the Jamalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002437 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0002437
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the JAMALPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002437 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0002437
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – JAMALPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002437. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jamalpur branch sits at AVANTIKA MORE, SADAR BAZAR JAMALPUR,DIST MUNGER ,MUNGER ,BIHAR PIN 811214. If you are travelling from outside Jamalpur, search for the branch on a maps application using the bank name and locality, or call 91-9204535318 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002437 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002437 for UCO Bank – JAMALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jamalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002437 continue to work without interruption.
Branch address & contact
UCO BankJamalpur Branch
AVANTIKA MORE, SADAR BAZAR JAMALPUR,DIST MUNGER ,MUNGER ,BIHAR PIN 811214
Jamalpur, Bihar
Phone: 91-9204535318
IFSC: UCBA0002437
Frequently asked questions
How quickly will an NEFT transfer using UCBA0002437 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Jamalpur reflect within 30 minutes.
What is the phone number of UCO Bank Jamalpur branch?
You can reach the branch at 91-9204535318 during regular banking hours.
Is IFSC UCBA0002437 valid for NEFT and RTGS?
Yes. IFSC UCBA0002437 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamalpur branch but serve different purposes.
Is IFSC UCBA0002437 the same for all accounts at Jamalpur branch?
Yes. The IFSC UCBA0002437 is shared by every account held at UCO Bank's Jamalpur branch. Only the account number changes from customer to customer.
Where is UCO Bank Jamalpur branch located?
UCO Bank's Jamalpur branch is located at AVANTIKA MORE, SADAR BAZAR JAMALPUR,DIST MUNGER ,MUNGER ,BIHAR PIN 811214, Jamalpur, Bihar.
What is the IFSC code of UCO Bank Jamalpur branch?
The IFSC code of UCO Bank, Jamalpur branch is UCBA0002437. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UCBA0002437 is the IFSC code of UCO Bank, JAMALPUR branch, in JAMALPUR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
