If you are searching for the IFSC code of UCO Bank, JALESWAR branch in JALESWAR, ASSAM, this page has every detail you need. The verified IFSC code for this branch is UCBA0001202. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JALESWAR branch, and detailed step-by-step guides for using the IFSC UCBA0001202 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's JALESWAR branch, the IFSC UCBA0001202 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001202 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jaleswar |
| IFSC Code | UCBA0001202 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL BANNYAGURI, PO JALESWAR DIST GOALPARA ,GOALPARA ,ASSAM PIN 783132 |
| City | Jaleswar |
| District | Dhubri |
| State | Assam |
| STD Code | 3663 |
| Phone | 213437 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jaleswar branch — IFSC UCBA0001202 — extends the bank's services to customers in and around Jaleswar, Assam.
Jaleswar branch overview
Located at VILL BANNYAGURI, PO JALESWAR DIST GOALPARA ,GOALPARA ,ASSAM PIN 783132, the Jaleswar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0001202 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JALESWAR of UCO Bank — its own 11-character IFSC. The code UCBA0001202 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001202 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0001202
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001202 across all three.
NEFT to UCO Bank, JALESWAR using IFSC UCBA0001202
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001202, and confirm that the system picks up UCO Bank – JALESWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001202
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – JALESWAR, ensure your bank's portal accepts IFSC UCBA0001202 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – JALESWAR, use IMPS. With IFSC UCBA0001202 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001202 for UCO Bank – JALESWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001202 | Yes – UCBA0001202 | Yes – UCBA0001202 |
For most retail customers crediting the Jaleswar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001202
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – JALESWAR is still mapped to IFSC UCBA0001202. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001202 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jaleswar branch is mapped to IFSC UCBA0001202 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001202.
Banking services available
The Jaleswar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3663-213437.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001202
MICR & cheque-truncation details
Cheques drawn on the Jaleswar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001202 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0001202
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the JALESWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001202 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – JALESWAR:
- The IFSC is exactly UCBA0001202 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and JALESWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jaleswar branch
The branch is located at VILL BANNYAGURI, PO JALESWAR DIST GOALPARA ,GOALPARA ,ASSAM PIN 783132, which puts it inside Jaleswar, the broader Dhubri district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Jaleswar branch” — the verified location pin for IFSC UCBA0001202 should appear at the top of the results.
- Confirm the branch is open by calling 3663-213437 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001202 and your account number.
Verifying IFSC UCBA0001202 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001202 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3663-213437.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jaleswar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001202, however, work 24x7.
Branch address & contact
UCO BankJaleswar Branch
VILL BANNYAGURI, PO JALESWAR DIST GOALPARA ,GOALPARA ,ASSAM PIN 783132
Jaleswar, Assam
Phone: 3663-213437
IFSC: UCBA0001202
Frequently asked questions
Is IFSC UCBA0001202 valid for NEFT and RTGS?
Yes. IFSC UCBA0001202 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UCBA0001202 the same for all accounts at Jaleswar branch?
Yes. The IFSC UCBA0001202 is shared by every account held at UCO Bank's Jaleswar branch. Only the account number changes from customer to customer.
How do I add UCO Bank Jaleswar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001202, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Jaleswar branch located?
UCO Bank's Jaleswar branch is located at VILL BANNYAGURI, PO JALESWAR DIST GOALPARA ,GOALPARA ,ASSAM PIN 783132, Jaleswar, Assam.
What is the phone number of UCO Bank Jaleswar branch?
You can reach the branch at 3663-213437 during regular banking hours.
What is the IFSC code of UCO Bank Jaleswar branch?
The IFSC code of UCO Bank, Jaleswar branch is UCBA0001202. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UCBA0001202 belongs to UCO Bank's JALESWAR branch, located at VILL BANNYAGURI, PO JALESWAR DIST GOALPARA ,GOALPARA ,ASSAM PIN 783132 in JALESWAR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
