IFSC Code of UCO Bank, Viswakarma Jaipur Branch, Rajasthan

Below are the complete branch details for UCO Bank, VISWAKARMA JAIPUR branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001965. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001965 for UCO Bank – VISWAKARMA JAIPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – VISWAKARMA JAIPUR is UCBA0001965. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001965 map to this branch in JAIPUR, RAJASTHAN.

Branch details at a glance

Bank profile

UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Viswakarma Jaipur branch — IFSC UCBA0001965 — extends the bank's services to customers in and around Jaipur, Rajasthan.

Viswakarma Jaipur branch overview

Located at VISHWAKARMA INDUSTRIAL AREA, OPPOSITE ROAD NO12,SIKAR ROAD,JAIPUR, JAIPUR ,RAJASTHAN PIN 302013, the Viswakarma Jaipur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0001965 is required for all interbank electronic transfers routed through this branch.

Why every UCO Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VISWAKARMA JAIPUR of UCO Bank — its own 11-character IFSC. The code UCBA0001965 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001965 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UCBA0001965

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001965 across all three.

How to use IFSC UCBA0001965 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's VISWAKARMA JAIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UCBA0001965.
4. Confirm the bank name auto-populates as UCO Bank and the branch as VISWAKARMA JAIPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VISWAKARMA JAIPUR

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's VISWAKARMA JAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001965 while initiating the transfer and the credit will appear within minutes.

IMPS to UCO Bank VISWAKARMA JAIPUR (IFSC UCBA0001965)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001965 in your mobile or internet banking app, and the money is credited to the VISWAKARMA JAIPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Viswakarma Jaipur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001965:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VISWAKARMA JAIPUR is still linked to IFSC UCBA0001965.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's VISWAKARMA JAIPUR branch, the IFSC UCBA0001965 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Viswakarma Jaipur branch is mapped to IFSC UCBA0001965 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0001965.

Products and services

Customers walking into the Viswakarma Jaipur branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0001965

MICR & cheque-truncation details

Cheques drawn on the Viswakarma Jaipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001965 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UCBA0001965

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the VISWAKARMA JAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001965 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – VISWAKARMA JAIPUR:

• The IFSC is exactly UCBA0001965 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and VISWAKARMA JAIPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Viswakarma Jaipur branch

The branch is located at VISHWAKARMA INDUSTRIAL AREA, OPPOSITE ROAD NO12,SIKAR ROAD,JAIPUR, JAIPUR ,RAJASTHAN PIN 302013, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “UCO Bank Viswakarma Jaipur branch” — the verified location pin for IFSC UCBA0001965 should appear at the top of the results.
2. Confirm the branch is open by calling 141-2330355 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001965 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UCBA0001965 for UCO Bank – VISWAKARMA JAIPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Viswakarma Jaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001965 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0001965 belongs to UCO Bank's VISWAKARMA JAIPUR branch, located at VISHWAKARMA INDUSTRIAL AREA, OPPOSITE ROAD NO12,SIKAR ROAD,JAIPUR, JAIPUR… in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.