Below are the complete branch details for UCO Bank, VIDHYA DHAR NAGAR branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0003646. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0003646 for UCO Bank – VIDHYA DHAR NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003646 is the IFSC of UCO Bank's VIDHYA DHAR NAGAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 003646 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Vidhya Dhar Nagar |
| IFSC Code | UCBA0003646 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B-10,LS NAGAR,NEAR BIYANI COLLEGE, VIDHYADHAR NAGAR, JAIPUR ,RAJASTHAN PO 302039 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 0 |
| Phone | 9784855837 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Vidhya Dhar Nagar branch in Jaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003646.
Vidhya Dhar Nagar branch overview
Located at B-10,LS NAGAR,NEAR BIYANI COLLEGE, VIDHYADHAR NAGAR, JAIPUR ,RAJASTHAN PO 302039, the Vidhya Dhar Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0003646 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's VIDHYA DHAR NAGAR branch came to be assigned the code UCBA0003646.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003646, money simply cannot be routed to the VIDHYA DHAR NAGAR branch electronically.
How to transfer money using IFSC UCBA0003646
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003646 across all three.
NEFT to UCO Bank, VIDHYA DHAR NAGAR using IFSC UCBA0003646
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003646, and confirm that the system picks up UCO Bank – VIDHYA DHAR NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIDHYA DHAR NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's VIDHYA DHAR NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003646 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank VIDHYA DHAR NAGAR (IFSC UCBA0003646)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003646 in your mobile or internet banking app, and the money is credited to the VIDHYA DHAR NAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vidhya Dhar Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003646:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIDHYA DHAR NAGAR is still linked to IFSC UCBA0003646.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's VIDHYA DHAR NAGAR branch, the IFSC UCBA0003646 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Vidhya Dhar Nagar branch
Once you have an account at UCO Bank – VIDHYA DHAR NAGAR, the IFSC UCBA0003646 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vidhya Dhar Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9784855837.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003646
MICR & cheque-truncation details
Cheques drawn on the Vidhya Dhar Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003646 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0003646
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the VIDHYA DHAR NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003646 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0003646
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – VIDHYA DHAR NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003646. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vidhya Dhar Nagar branch
The branch is located at B-10,LS NAGAR,NEAR BIYANI COLLEGE, VIDHYADHAR NAGAR, JAIPUR ,RAJASTHAN PO 302039, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Vidhya Dhar Nagar branch” — the verified location pin for IFSC UCBA0003646 should appear at the top of the results.
- Confirm the branch is open by calling 9784855837 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003646 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003646 for UCO Bank – VIDHYA DHAR NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vidhya Dhar Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003646, however, work 24x7.
Branch address & contact
UCO BankVidhya Dhar Nagar Branch
B-10,LS NAGAR,NEAR BIYANI COLLEGE, VIDHYADHAR NAGAR, JAIPUR ,RAJASTHAN PO 302039
Jaipur, Rajasthan
Phone: 9784855837
IFSC: UCBA0003646
Frequently asked questions
What is the IFSC code of UCO Bank Vidhya Dhar Nagar branch?
The IFSC code of UCO Bank, Vidhya Dhar Nagar branch is UCBA0003646. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Vidhya Dhar Nagar branch located?
UCO Bank's Vidhya Dhar Nagar branch is located at B-10,LS NAGAR,NEAR BIYANI COLLEGE, VIDHYADHAR NAGAR, JAIPUR ,RAJASTHAN PO 302039, Jaipur, Rajasthan.
How do I add UCO Bank Vidhya Dhar Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003646, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003646 the same for all accounts at Vidhya Dhar Nagar branch?
Yes. The IFSC UCBA0003646 is shared by every account held at UCO Bank's Vidhya Dhar Nagar branch. Only the account number changes from customer to customer.
Is IFSC UCBA0003646 valid for NEFT and RTGS?
Yes. IFSC UCBA0003646 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UCBA0003646 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003646 to send funds instantly.
Summary
The IFSC code UCBA0003646 belongs to UCO Bank's VIDHYA DHAR NAGAR branch, located at B-10,LS NAGAR,NEAR BIYANI COLLEGE, VIDHYADHAR NAGAR, JAIPUR ,RAJASTHAN PO 302039 in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
