This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, VAISHALI NAGAR branch in JAIPUR. The 11-digit IFSC UCBA0003435 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the VAISHALI NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – VAISHALI NAGAR is UCBA0003435. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003435 map to this branch in JAIPUR, RAJASTHAN.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Vaishali Nagar |
| IFSC Code | UCBA0003435 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. B 2 18, GANDHI NAGAR ,JAIPUR ,RAJASTHAN PIN 302021 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 2226155 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Vaishali Nagar branch in Jaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003435.
About this branch
The branch is located at PLOT NO. B 2 18, GANDHI NAGAR ,JAIPUR ,RAJASTHAN PIN 302021. It serves the Jaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003435 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's VAISHALI NAGAR branch came to be assigned the code UCBA0003435.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003435, money simply cannot be routed to the VAISHALI NAGAR branch electronically.
How to transfer money using IFSC UCBA0003435
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003435 across all three.
NEFT to UCO Bank, VAISHALI NAGAR using IFSC UCBA0003435
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003435, and confirm that the system picks up UCO Bank – VAISHALI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003435
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – VAISHALI NAGAR, ensure your bank's portal accepts IFSC UCBA0003435 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – VAISHALI NAGAR, use IMPS. With IFSC UCBA0003435 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003435 for UCO Bank – VAISHALI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003435 | Yes – UCBA0003435 | Yes – UCBA0003435 |
For most retail customers crediting the Vaishali Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's VAISHALI NAGAR branch, the IFSC UCBA0003435 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Vaishali Nagar branch
Once you have an account at UCO Bank – VAISHALI NAGAR, the IFSC UCBA0003435 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vaishali Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-2226155.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003435
MICR & cheque-truncation details
Cheques drawn on the Vaishali Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003435 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0003435
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the VAISHALI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003435 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0003435
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – VAISHALI NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003435. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vaishali Nagar branch
The branch is located at PLOT NO. B 2 18, GANDHI NAGAR ,JAIPUR ,RAJASTHAN PIN 302021, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Vaishali Nagar branch” — the verified location pin for IFSC UCBA0003435 should appear at the top of the results.
- Confirm the branch is open by calling 141-2226155 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003435 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003435 for UCO Bank – VAISHALI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vaishali Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003435 continue to work without interruption.
Branch address & contact
UCO BankVaishali Nagar Branch
PLOT NO. B 2 18, GANDHI NAGAR ,JAIPUR ,RAJASTHAN PIN 302021
Jaipur, Rajasthan
Phone: 141-2226155
IFSC: UCBA0003435
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vaishali Nagar branch but serve different purposes.
Can I use IFSC UCBA0003435 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003435 to send funds instantly.
Where is UCO Bank Vaishali Nagar branch located?
UCO Bank's Vaishali Nagar branch is located at PLOT NO. B 2 18, GANDHI NAGAR ,JAIPUR ,RAJASTHAN PIN 302021, Jaipur, Rajasthan.
What is the phone number of UCO Bank Vaishali Nagar branch?
You can reach the branch at 141-2226155 during regular banking hours.
Is IFSC UCBA0003435 valid for NEFT and RTGS?
Yes. IFSC UCBA0003435 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Vaishali Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 141-2226155 to confirm.
Is IFSC UCBA0003435 the same for all accounts at Vaishali Nagar branch?
Yes. The IFSC UCBA0003435 is shared by every account held at UCO Bank's Vaishali Nagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0003435 belongs to UCO Bank's VAISHALI NAGAR branch, located at PLOT NO. B 2 18, GANDHI NAGAR ,JAIPUR ,RAJASTHAN PIN 302021 in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
