Use this page as a one-stop reference for everything related to UCO Bank's JAGATPURA branch in JAIPUR, RAJASTHAN. The branch's IFSC code UCBA0002088 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002088 is the IFSC of UCO Bank's JAGATPURA branch. The format is fixed: UCBA = bank code, 0 = reserved, 002088 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jagatpura branch — IFSC UCBA0002088 — extends the bank's services to customers in and around Jaipur, Rajasthan.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jagatpura |
| IFSC Code | UCBA0002088 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5A,VIVEK VIHAR JAGATPURA JAIPUR ,JAIPUR ,RAJASTHAN PIN 302025 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 2225672 |
About the Jagatpura branch
The Jagatpura branch of UCO Bank is situated at 5A,VIVEK VIHAR JAGATPURA JAIPUR ,JAIPUR ,RAJASTHAN PIN 302025. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002088 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's JAGATPURA branch came to be assigned the code UCBA0002088.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002088, money simply cannot be routed to the JAGATPURA branch electronically.
Products and account variants supported
Every account opened at the Jagatpura branch is mapped to IFSC UCBA0002088 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002088.
Products and services
Customers walking into the Jagatpura branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002088
How to transfer money using IFSC UCBA0002088
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002088 across all three.
How to use IFSC UCBA0002088 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's JAGATPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002088.
- Confirm the bank name auto-populates as UCO Bank and the branch as JAGATPURA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JAGATPURA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's JAGATPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002088 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – JAGATPURA, use IMPS. With IFSC UCBA0002088 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002088 for UCO Bank – JAGATPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002088 | Yes – UCBA0002088 | Yes – UCBA0002088 |
For most retail customers crediting the Jagatpura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's JAGATPURA branch, the IFSC UCBA0002088 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UCBA0002088
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the JAGATPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002088 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jagatpura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002088 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – JAGATPURA:
- The IFSC is exactly UCBA0002088 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and JAGATPURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jagatpura branch sits at 5A,VIVEK VIHAR JAGATPURA JAIPUR ,JAIPUR ,RAJASTHAN PIN 302025. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 141-2225672 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002088 and your account number.
Verifying IFSC UCBA0002088 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002088 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 141-2225672.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jagatpura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002088 continue to work without interruption.
Branch address & contact
UCO BankJagatpura Branch
5A,VIVEK VIHAR JAGATPURA JAIPUR ,JAIPUR ,RAJASTHAN PIN 302025
Jaipur, Rajasthan
Phone: 141-2225672
IFSC: UCBA0002088
Frequently asked questions
How do I add UCO Bank Jagatpura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002088, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0002088 valid for NEFT and RTGS?
Yes. IFSC UCBA0002088 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UCBA0002088 the same for all accounts at Jagatpura branch?
Yes. The IFSC UCBA0002088 is shared by every account held at UCO Bank's Jagatpura branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0002088 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Jagatpura reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jagatpura branch but serve different purposes.
What is the IFSC code of UCO Bank Jagatpura branch?
The IFSC code of UCO Bank, Jagatpura branch is UCBA0002088. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0002088 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002088 to send funds instantly.
Summary
The IFSC code UCBA0002088 belongs to UCO Bank's JAGATPURA branch, located at 5A,VIVEK VIHAR JAGATPURA JAIPUR ,JAIPUR ,RAJASTHAN PIN 302025 in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


