If you are searching for the IFSC code of UCO Bank, JAGADHARI branch in JAGADHARI, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UCBA0001424. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAGADHARI branch, and detailed step-by-step guides for using the IFSC UCBA0001424 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – JAGADHARI is UCBA0001424. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001424 map to this branch in JAGADHARI, HARYANA.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jagadhari |
| IFSC Code | UCBA0001424 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK, OPP. INDIRA COLONY, NEAR BURIA POLICE POST, JAGADHRI ,YAMUNANAGAR ,HARYANA PIN 135003 |
| City | Jagadhari |
| District | Jagadhari |
| State | Haryana |
| STD Code | 184 |
| Phone | 244608 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jagadhari branch — IFSC UCBA0001424 — extends the bank's services to customers in and around Jagadhari, Haryana.
About this branch
The branch is located at UCO BANK, OPP. INDIRA COLONY, NEAR BURIA POLICE POST, JAGADHRI ,YAMUNANAGAR ,HARYANA PIN 135003. It serves the Jagadhari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001424 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's JAGADHARI branch came to be assigned the code UCBA0001424.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001424, money simply cannot be routed to the JAGADHARI branch electronically.
How to transfer money using IFSC UCBA0001424
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001424 across all three.
NEFT to UCO Bank, JAGADHARI using IFSC UCBA0001424
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001424, and confirm that the system picks up UCO Bank – JAGADHARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001424
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – JAGADHARI, ensure your bank's portal accepts IFSC UCBA0001424 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – JAGADHARI, use IMPS. With IFSC UCBA0001424 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jagadhari
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001424:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAGADHARI is still linked to IFSC UCBA0001424.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0001424
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – JAGADHARI is still mapped to IFSC UCBA0001424. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001424 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jagadhari branch is mapped to IFSC UCBA0001424 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001424.
Products and services
Customers walking into the Jagadhari branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001424
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001424 and the account number together uniquely identify the Jagadhari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Jagadhari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001424 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – JAGADHARI:
- The IFSC is exactly UCBA0001424 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and JAGADHARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jagadhari branch sits at UCO BANK, OPP. INDIRA COLONY, NEAR BURIA POLICE POST, JAGADHRI ,YAMUNANAGAR ,HARYANA PIN 135003. If you are travelling from outside Jagadhari, search for the branch on a maps application using the bank name and locality, or call 184-244608 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001424 and your account number.
Verifying IFSC UCBA0001424 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001424 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 184-244608.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jagadhari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001424 continue to work without interruption.
Branch address & contact
UCO BankJagadhari Branch
UCO BANK, OPP. INDIRA COLONY, NEAR BURIA POLICE POST, JAGADHRI ,YAMUNANAGAR ,HARYANA PIN 135003
Jagadhari, Haryana
Phone: 184-244608
IFSC: UCBA0001424
Frequently asked questions
How quickly will an NEFT transfer using UCBA0001424 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Jagadhari reflect within 30 minutes.
How do I add UCO Bank Jagadhari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001424, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0001424 valid for NEFT and RTGS?
Yes. IFSC UCBA0001424 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Jagadhari branch located?
UCO Bank's Jagadhari branch is located at UCO BANK, OPP. INDIRA COLONY, NEAR BURIA POLICE POST, JAGADHRI ,YAMUNANAGAR ,HARYANA PIN 135003, Jagadhari, Haryana.
Is IFSC UCBA0001424 the same for all accounts at Jagadhari branch?
Yes. The IFSC UCBA0001424 is shared by every account held at UCO Bank's Jagadhari branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Jagadhari branch?
The IFSC code of UCO Bank, Jagadhari branch is UCBA0001424. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does UCO Bank Jagadhari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 184-244608 to confirm.
Final notes
To recap: UCBA0001424 is the IFSC code of UCO Bank, JAGADHARI branch, in JAGADHARI, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
