Use this page as a one-stop reference for everything related to UCO Bank's BARELA branch in JABALPUR, MADHYA PRADESH. The branch's IFSC code UCBA0000506 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000506 is the IFSC of UCO Bank's BARELA branch. The format is fixed: UCBA = bank code, 0 = reserved, 000506 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barela branch in Jabalpur, Madhya Pradesh is part of this network and uses the IFSC code UCBA0000506 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Barela |
| IFSC Code | UCBA0000506 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND PO BARELA ,JABALPUR ,MADHYA PRADESH PIN 483001 |
| City | Jabalpur |
| District | Jabalpur |
| State | Madhya Pradesh |
| STD Code | 761 |
| Phone | 2890432 |
About this branch
The branch is located at VILL AND PO BARELA ,JABALPUR ,MADHYA PRADESH PIN 483001. It serves the Jabalpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000506 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARELA of UCO Bank — its own 11-character IFSC. The code UCBA0000506 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000506 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Barela branch is mapped to IFSC UCBA0000506 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000506.
Products and services
Customers walking into the Barela branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000506
How to transfer money using IFSC UCBA0000506
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000506 across all three.
NEFT to UCO Bank, BARELA using IFSC UCBA0000506
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000506, and confirm that the system picks up UCO Bank – BARELA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARELA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BARELA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000506 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank BARELA (IFSC UCBA0000506)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000506 in your mobile or internet banking app, and the money is credited to the BARELA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Barela
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000506:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARELA is still linked to IFSC UCBA0000506.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000506
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BARELA is still mapped to IFSC UCBA0000506. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000506 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Barela branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000506 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Barela branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000506 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BARELA:
- The IFSC is exactly UCBA0000506 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BARELA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Barela branch
The branch is located at VILL AND PO BARELA ,JABALPUR ,MADHYA PRADESH PIN 483001, which puts it inside Jabalpur, the broader Jabalpur district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Barela branch” — the verified location pin for IFSC UCBA0000506 should appear at the top of the results.
- Confirm the branch is open by calling 761-2890432 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000506 and your account number.
Verifying IFSC UCBA0000506 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000506 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 761-2890432.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barela branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000506, however, work 24x7.
Branch address & contact
UCO BankBarela Branch
VILL AND PO BARELA ,JABALPUR ,MADHYA PRADESH PIN 483001
Jabalpur, Madhya Pradesh
Phone: 761-2890432
IFSC: UCBA0000506
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barela branch but serve different purposes.
Is IFSC UCBA0000506 valid for NEFT and RTGS?
Yes. IFSC UCBA0000506 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Barela branch?
The IFSC code of UCO Bank, Barela branch is UCBA0000506. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0000506 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Barela reflect within 30 minutes.
Does UCO Bank Barela branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 761-2890432 to confirm.
What is the phone number of UCO Bank Barela branch?
You can reach the branch at 761-2890432 during regular banking hours.
How do I add UCO Bank Barela as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000506, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000506 the same for all accounts at Barela branch?
Yes. The IFSC UCBA0000506 is shared by every account held at UCO Bank's Barela branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0000506 belongs to UCO Bank's BARELA branch, located at VILL AND PO BARELA ,JABALPUR ,MADHYA PRADESH PIN 483001 in JABALPUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
