Use this page as a one-stop reference for everything related to UCO Bank's ANNAPURNA ROAD branch in INDORE, MADHYA PRADESH. The branch's IFSC code UCBA0002530 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002530 is the IFSC of UCO Bank's ANNAPURNA ROAD branch. The format is fixed: UCBA = bank code, 0 = reserved, 002530 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Annapurna Road |
| IFSC Code | UCBA0002530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 612 USHA NAGAR EXTENSION NARENDRA TIWARI MARG ANNAPURNA ROAD INDORE ,INDORE ,MADHYA PRADESH PIN 452009 |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9713264163 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Annapurna Road branch — IFSC UCBA0002530 — extends the bank's services to customers in and around Indore, Madhya Pradesh.
About the Annapurna Road branch
The Annapurna Road branch of UCO Bank is situated at 612 USHA NAGAR EXTENSION NARENDRA TIWARI MARG ANNAPURNA ROAD INDORE ,INDORE ,MADHYA PRADESH PIN 452009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002530 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANNAPURNA ROAD of UCO Bank — its own 11-character IFSC. The code UCBA0002530 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002530 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0002530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002530 across all three.
NEFT to UCO Bank, ANNAPURNA ROAD using IFSC UCBA0002530
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002530, and confirm that the system picks up UCO Bank – ANNAPURNA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANNAPURNA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ANNAPURNA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002530 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank ANNAPURNA ROAD (IFSC UCBA0002530)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002530 in your mobile or internet banking app, and the money is credited to the ANNAPURNA ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002530 for UCO Bank – ANNAPURNA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002530 | Yes – UCBA0002530 | Yes – UCBA0002530 |
For most retail customers crediting the Annapurna Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's ANNAPURNA ROAD branch, the IFSC UCBA0002530 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Annapurna Road branch is mapped to IFSC UCBA0002530 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002530.
Products and services
Customers walking into the Annapurna Road branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002530
MICR & cheque-truncation details
Cheques drawn on the Annapurna Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002530 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0002530
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the ANNAPURNA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002530 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – ANNAPURNA ROAD:
- The IFSC is exactly UCBA0002530 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and ANNAPURNA ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Annapurna Road branch sits at 612 USHA NAGAR EXTENSION NARENDRA TIWARI MARG ANNAPURNA ROAD INDORE ,INDORE ,MADHYA PRADESH PIN 452009. If you are travelling from outside Indore, search for the branch on a maps application using the bank name and locality, or call 91-9713264163 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002530 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002530 for UCO Bank – ANNAPURNA ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Annapurna Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002530 continue to work without interruption.
Branch address & contact
UCO BankAnnapurna Road Branch
612 USHA NAGAR EXTENSION NARENDRA TIWARI MARG ANNAPURNA ROAD INDORE ,INDORE ,MADHYA PRADESH PIN 452009
Indore, Madhya Pradesh
Phone: 91-9713264163
IFSC: UCBA0002530
Frequently asked questions
How quickly will an NEFT transfer using UCBA0002530 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Annapurna Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Annapurna Road branch but serve different purposes.
How do I add UCO Bank Annapurna Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002530, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of UCO Bank Annapurna Road branch?
The IFSC code of UCO Bank, Annapurna Road branch is UCBA0002530. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Annapurna Road branch?
You can reach the branch at 91-9713264163 during regular banking hours.
Where is UCO Bank Annapurna Road branch located?
UCO Bank's Annapurna Road branch is located at 612 USHA NAGAR EXTENSION NARENDRA TIWARI MARG ANNAPURNA ROAD INDORE ,INDORE ,MADHYA PRADESH PIN 452009, Indore, Madhya Pradesh.
Is IFSC UCBA0002530 the same for all accounts at Annapurna Road branch?
Yes. The IFSC UCBA0002530 is shared by every account held at UCO Bank's Annapurna Road branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0002530 belongs to UCO Bank's ANNAPURNA ROAD branch, located at 612 USHA NAGAR EXTENSION NARENDRA TIWARI MARG ANNAPURNA ROAD INDORE ,INDORE… in INDORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
