If you are searching for the IFSC code of UCO Bank, UDAYNARAYANPUR branch in HOWRAH, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UCBA0000890. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the UDAYNARAYANPUR branch, and detailed step-by-step guides for using the IFSC UCBA0000890 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – UDAYNARAYANPUR is UCBA0000890. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000890 map to this branch in HOWRAH, WEST BENGAL.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Udaynarayanpur branch in Howrah, West Bengal is part of this network and uses the IFSC code UCBA0000890 for all electronic settlement.
About the Udaynarayanpur branch
The Udaynarayanpur branch of UCO Bank is situated at VILL UDAYNARAYANPUR P.O. UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711266. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000890 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Udaynarayanpur |
| IFSC Code | UCBA0000890 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL UDAYNARAYANPUR P.O. UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711266 |
| City | Howrah |
| District | Haora |
| State | West Bengal |
| STD Code | 33 |
| Phone | 267637 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's UDAYNARAYANPUR branch came to be assigned the code UCBA0000890.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000890, money simply cannot be routed to the UDAYNARAYANPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000890 and the account number together uniquely identify the Udaynarayanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000890
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000890 across all three.
NEFT to UCO Bank, UDAYNARAYANPUR using IFSC UCBA0000890
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000890, and confirm that the system picks up UCO Bank – UDAYNARAYANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to UDAYNARAYANPUR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's UDAYNARAYANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000890 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – UDAYNARAYANPUR, use IMPS. With IFSC UCBA0000890 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Udaynarayanpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000890:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at UDAYNARAYANPUR is still linked to IFSC UCBA0000890.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000890
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – UDAYNARAYANPUR is still mapped to IFSC UCBA0000890. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000890 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Udaynarayanpur branch is mapped to IFSC UCBA0000890 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000890.
Products and services
Customers walking into the Udaynarayanpur branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000890
Digital banking channels
Most day-to-day work that customers used to do at the Udaynarayanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000890 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Udaynarayanpur branch
The branch is located at VILL UDAYNARAYANPUR P.O. UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711266, which puts it inside Howrah, the broader Haora district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Udaynarayanpur branch” — the verified location pin for IFSC UCBA0000890 should appear at the top of the results.
- Confirm the branch is open by calling 33-267637 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000890 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – UDAYNARAYANPUR:
- The IFSC is exactly UCBA0000890 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and UDAYNARAYANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udaynarayanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000890, however, work 24x7.
Verifying IFSC UCBA0000890 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000890 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-267637.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankUdaynarayanpur Branch
VILL UDAYNARAYANPUR P.O. UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711266
Howrah, West Bengal
Phone: 33-267637
IFSC: UCBA0000890
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udaynarayanpur branch but serve different purposes.
What is the IFSC code of UCO Bank Udaynarayanpur branch?
The IFSC code of UCO Bank, Udaynarayanpur branch is UCBA0000890. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0000890 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Udaynarayanpur reflect within 30 minutes.
What is the phone number of UCO Bank Udaynarayanpur branch?
You can reach the branch at 33-267637 during regular banking hours.
How do I add UCO Bank Udaynarayanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000890, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000890 valid for NEFT and RTGS?
Yes. IFSC UCBA0000890 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0000890 belongs to UCO Bank's UDAYNARAYANPUR branch, located at VILL UDAYNARAYANPUR P.O. UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN … in HOWRAH, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
