Use this page as a one-stop reference for everything related to UCO Bank's PAR RADHANAGAR branch in HOWRAH, WEST BENGAL. The branch's IFSC code UCBA0000672 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's PAR RADHANAGAR branch, the IFSC UCBA0000672 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000672 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Par Radhanagar |
| IFSC Code | UCBA0000672 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PENRO P . O PENRO DIST HOWRAH, WB VILL PO PENRO PS UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 713384 |
| City | Howrah |
| District | Haora |
| State | West Bengal |
| STD Code | 33 |
| Phone | 250213 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Par Radhanagar branch — IFSC UCBA0000672 — extends the bank's services to customers in and around Howrah, West Bengal.
About the Par Radhanagar branch
The Par Radhanagar branch of UCO Bank is situated at VILL PENRO P . O PENRO DIST HOWRAH, WB VILL PO PENRO PS UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 713384. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000672 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's PAR RADHANAGAR branch came to be assigned the code UCBA0000672.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000672, money simply cannot be routed to the PAR RADHANAGAR branch electronically.
How to transfer money using IFSC UCBA0000672
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000672 across all three.
NEFT to UCO Bank, PAR RADHANAGAR using IFSC UCBA0000672
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000672, and confirm that the system picks up UCO Bank – PAR RADHANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000672
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – PAR RADHANAGAR, ensure your bank's portal accepts IFSC UCBA0000672 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank PAR RADHANAGAR (IFSC UCBA0000672)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000672 in your mobile or internet banking app, and the money is credited to the PAR RADHANAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Par Radhanagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000672:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAR RADHANAGAR is still linked to IFSC UCBA0000672.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000672
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PAR RADHANAGAR is still mapped to IFSC UCBA0000672. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000672 and the beneficiary's account number to complete the transfer.
Account types you can open at the Par Radhanagar branch
Once you have an account at UCO Bank – PAR RADHANAGAR, the IFSC UCBA0000672 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Par Radhanagar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000672
MICR & cheque-truncation details
Cheques drawn on the Par Radhanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000672 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Par Radhanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000672 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0000672
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – PAR RADHANAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000672. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Par Radhanagar branch sits at VILL PENRO P . O PENRO DIST HOWRAH, WB VILL PO PENRO PS UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 713384. If you are travelling from outside Howrah, search for the branch on a maps application using the bank name and locality, or call 33-250213 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000672 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000672 for UCO Bank – PAR RADHANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Par Radhanagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000672, however, work 24x7.
Branch address & contact
UCO BankPar Radhanagar Branch
VILL PENRO P . O PENRO DIST HOWRAH, WB VILL PO PENRO PS UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 713384
Howrah, West Bengal
Phone: 33-250213
IFSC: UCBA0000672
Frequently asked questions
How quickly will an NEFT transfer using UCBA0000672 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Par Radhanagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Par Radhanagar branch but serve different purposes.
Where is UCO Bank Par Radhanagar branch located?
UCO Bank's Par Radhanagar branch is located at VILL PENRO P . O PENRO DIST HOWRAH, WB VILL PO PENRO PS UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 713384, Howrah, West Bengal.
How do I add UCO Bank Par Radhanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000672, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Par Radhanagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-250213 to confirm.
Is IFSC UCBA0000672 the same for all accounts at Par Radhanagar branch?
Yes. The IFSC UCBA0000672 is shared by every account held at UCO Bank's Par Radhanagar branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0000672 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000672 to send funds instantly.
What is the IFSC code of UCO Bank Par Radhanagar branch?
The IFSC code of UCO Bank, Par Radhanagar branch is UCBA0000672. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UCBA0000672 is the IFSC code of UCO Bank, PAR RADHANAGAR branch, in HOWRAH, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
