Below are the complete branch details for UCO Bank, BAHARA branch, located in HOWRAH, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002675. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002675 for UCO Bank – BAHARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002675 is the IFSC of UCO Bank's BAHARA branch. The format is fixed: UCBA = bank code, 0 = reserved, 002675 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bahara |
| IFSC Code | UCBA0002675 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL POST BAHARA PS PARA DIST PURULIA ,PURULIYA ,WEST BENGAL PIN 723146 |
| City | Howrah |
| District | Haora |
| State | West Bengal |
| STD Code | 33 |
| Phone | 26660933 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bahara branch in Howrah, West Bengal is part of this network and uses the IFSC code UCBA0002675 for all electronic settlement.
About this branch
The branch is located at VILL POST BAHARA PS PARA DIST PURULIA ,PURULIYA ,WEST BENGAL PIN 723146. It serves the Howrah region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002675 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BAHARA branch came to be assigned the code UCBA0002675.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002675, money simply cannot be routed to the BAHARA branch electronically.
How to transfer money using IFSC UCBA0002675
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002675 across all three.
NEFT to UCO Bank, BAHARA using IFSC UCBA0002675
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002675, and confirm that the system picks up UCO Bank – BAHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002675
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BAHARA, ensure your bank's portal accepts IFSC UCBA0002675 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BAHARA (IFSC UCBA0002675)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002675 in your mobile or internet banking app, and the money is credited to the BAHARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002675 for UCO Bank – BAHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002675 | Yes – UCBA0002675 | Yes – UCBA0002675 |
For most retail customers crediting the Bahara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002675
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BAHARA is still mapped to IFSC UCBA0002675. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002675 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bahara branch is mapped to IFSC UCBA0002675 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002675.
Products and services
Customers walking into the Bahara branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002675
MICR & cheque-truncation details
Cheques drawn on the Bahara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002675 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bahara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002675 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BAHARA:
- The IFSC is exactly UCBA0002675 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BAHARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bahara branch
The branch is located at VILL POST BAHARA PS PARA DIST PURULIA ,PURULIYA ,WEST BENGAL PIN 723146, which puts it inside Howrah, the broader Haora district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Bahara branch” — the verified location pin for IFSC UCBA0002675 should appear at the top of the results.
- Confirm the branch is open by calling 33-26660933 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002675 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002675 for UCO Bank – BAHARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bahara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002675 continue to work without interruption.
Branch address & contact
UCO BankBahara Branch
VILL POST BAHARA PS PARA DIST PURULIA ,PURULIYA ,WEST BENGAL PIN 723146
Howrah, West Bengal
Phone: 33-26660933
IFSC: UCBA0002675
Frequently asked questions
How do I add UCO Bank Bahara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002675, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0002675 valid for NEFT and RTGS?
Yes. IFSC UCBA0002675 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UCBA0002675 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002675 to send funds instantly.
Is IFSC UCBA0002675 the same for all accounts at Bahara branch?
Yes. The IFSC UCBA0002675 is shared by every account held at UCO Bank's Bahara branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bahara branch but serve different purposes.
Where is UCO Bank Bahara branch located?
UCO Bank's Bahara branch is located at VILL POST BAHARA PS PARA DIST PURULIA ,PURULIYA ,WEST BENGAL PIN 723146, Howrah, West Bengal.
What is the phone number of UCO Bank Bahara branch?
You can reach the branch at 33-26660933 during regular banking hours.
How quickly will an NEFT transfer using UCBA0002675 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Bahara reflect within 30 minutes.
Final notes
To recap: UCBA0002675 is the IFSC code of UCO Bank, BAHARA branch, in HOWRAH, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
