Use this page as a one-stop reference for everything related to UCO Bank's HOSPET branch in HOSPET, KARNATAKA. The branch's IFSC code UCBA0002923 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's HOSPET branch, the IFSC UCBA0002923 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 002923 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Hospet |
| IFSC Code | UCBA0002923 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.41 ASSESMENT NO.42 OLD RAMA TALKIES DAM ROAD HOSPET ,VIJAYANAGARA ,KARNATAKA PIN 583201 |
| City | Hospet |
| District | Bellary |
| State | Karnataka |
| STD Code | 91 |
| Phone | 9414252988 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hospet branch in Hospet, Karnataka is part of this network and uses the IFSC code UCBA0002923 for all electronic settlement.
About this branch
The branch is located at NO.41 ASSESMENT NO.42 OLD RAMA TALKIES DAM ROAD HOSPET ,VIJAYANAGARA ,KARNATAKA PIN 583201. It serves the Hospet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002923 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's HOSPET branch came to be assigned the code UCBA0002923.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002923, money simply cannot be routed to the HOSPET branch electronically.
How to transfer money using IFSC UCBA0002923
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002923 across all three.
How to use IFSC UCBA0002923 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's HOSPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002923.
- Confirm the bank name auto-populates as UCO Bank and the branch as HOSPET.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002923
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – HOSPET, ensure your bank's portal accepts IFSC UCBA0002923 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank HOSPET (IFSC UCBA0002923)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002923 in your mobile or internet banking app, and the money is credited to the HOSPET branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Hospet
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002923:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HOSPET is still linked to IFSC UCBA0002923.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0002923
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – HOSPET is still mapped to IFSC UCBA0002923. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002923 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hospet branch is mapped to IFSC UCBA0002923 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002923.
Products and services
Customers walking into the Hospet branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002923
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002923 and the account number together uniquely identify the Hospet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0002923
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the HOSPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002923 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0002923
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – HOSPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002923. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hospet branch
The branch is located at NO.41 ASSESMENT NO.42 OLD RAMA TALKIES DAM ROAD HOSPET ,VIJAYANAGARA ,KARNATAKA PIN 583201, which puts it inside Hospet, the broader Bellary district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Hospet branch” — the verified location pin for IFSC UCBA0002923 should appear at the top of the results.
- Confirm the branch is open by calling 91-9414252988 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002923 and your account number.
Verifying IFSC UCBA0002923 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002923 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9414252988.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Hospet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002923 continue to work without interruption.
Branch address & contact
UCO BankHospet Branch
NO.41 ASSESMENT NO.42 OLD RAMA TALKIES DAM ROAD HOSPET ,VIJAYANAGARA ,KARNATAKA PIN 583201
Hospet, Karnataka
Phone: 91-9414252988
IFSC: UCBA0002923
Frequently asked questions
Does UCO Bank Hospet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9414252988 to confirm.
What is the IFSC code of UCO Bank Hospet branch?
The IFSC code of UCO Bank, Hospet branch is UCBA0002923. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank Hospet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002923, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hospet branch but serve different purposes.
Is IFSC UCBA0002923 valid for NEFT and RTGS?
Yes. IFSC UCBA0002923 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0002923 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Hospet reflect within 30 minutes.
Can I use IFSC UCBA0002923 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002923 to send funds instantly.
What is the phone number of UCO Bank Hospet branch?
You can reach the branch at 91-9414252988 during regular banking hours.
Final notes
To recap: UCBA0002923 is the IFSC code of UCO Bank, HOSPET branch, in HOSPET, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
