Use this page as a one-stop reference for everything related to UCO Bank's HATOD branch in HATOD, MADHYA PRADESH. The branch's IFSC code UCBA0002313 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002313 is the IFSC of UCO Bank's HATOD branch. The format is fixed: UCBA = bank code, 0 = reserved, 002313 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hatod branch in Hatod, Madhya Pradesh is part of this network and uses the IFSC code UCBA0002313 for all electronic settlement.
About this branch
The branch is located at NANDLALPURA HATOD DIST INDORE ,INDORE ,MADHYA PRADESH PIN 453111. It serves the Hatod region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002313 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Hatod |
| IFSC Code | UCBA0002313 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NANDLALPURA HATOD DIST INDORE ,INDORE ,MADHYA PRADESH PIN 453111 |
| City | Hatod |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9926464440 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HATOD of UCO Bank — its own 11-character IFSC. The code UCBA0002313 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002313 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002313 and the account number together uniquely identify the Hatod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0002313
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002313 across all three.
How to use IFSC UCBA0002313 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's HATOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002313.
- Confirm the bank name auto-populates as UCO Bank and the branch as HATOD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002313
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – HATOD, ensure your bank's portal accepts IFSC UCBA0002313 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank HATOD (IFSC UCBA0002313)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002313 in your mobile or internet banking app, and the money is credited to the HATOD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002313 for UCO Bank – HATOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002313 | Yes – UCBA0002313 | Yes – UCBA0002313 |
For most retail customers crediting the Hatod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002313
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – HATOD is still mapped to IFSC UCBA0002313. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002313 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hatod branch is mapped to IFSC UCBA0002313 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002313.
Banking services available
The Hatod branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9926464440.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002313
Digital banking channels
Most day-to-day work that customers used to do at the Hatod branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002313 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Hatod branch sits at NANDLALPURA HATOD DIST INDORE ,INDORE ,MADHYA PRADESH PIN 453111. If you are travelling from outside Hatod, search for the branch on a maps application using the bank name and locality, or call 91-9926464440 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002313 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – HATOD:
- The IFSC is exactly UCBA0002313 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and HATOD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hatod branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002313, however, work 24x7.
Verifying IFSC UCBA0002313 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002313 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9926464440.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankHatod Branch
NANDLALPURA HATOD DIST INDORE ,INDORE ,MADHYA PRADESH PIN 453111
Hatod, Madhya Pradesh
Phone: 91-9926464440
IFSC: UCBA0002313
Frequently asked questions
Can I use IFSC UCBA0002313 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002313 to send funds instantly.
Does UCO Bank Hatod branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9926464440 to confirm.
How quickly will an NEFT transfer using UCBA0002313 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Hatod reflect within 30 minutes.
What is the IFSC code of UCO Bank Hatod branch?
The IFSC code of UCO Bank, Hatod branch is UCBA0002313. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0002313 the same for all accounts at Hatod branch?
Yes. The IFSC UCBA0002313 is shared by every account held at UCO Bank's Hatod branch. Only the account number changes from customer to customer.
How do I add UCO Bank Hatod as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002313, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Hatod branch?
You can reach the branch at 91-9926464440 during regular banking hours.
Final notes
To recap: UCBA0002313 is the IFSC code of UCO Bank, HATOD branch, in HATOD, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
