Use this page as a one-stop reference for everything related to UCO Bank's HARIYADANA branch in HARIYADANA, RAJASTHAN. The branch's IFSC code UCBA0001226 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – HARIYADANA is UCBA0001226. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001226 map to this branch in HARIYADANA, RAJASTHAN.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Hariyadana |
| IFSC Code | UCBA0001226 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V AND PO HRIYADANA DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342601 |
| City | Hariyadana |
| District | Jodhpur |
| State | Rajasthan |
| STD Code | 2931 |
| Phone | 251839 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hariyadana branch — IFSC UCBA0001226 — extends the bank's services to customers in and around Hariyadana, Rajasthan.
About this branch
The branch is located at V AND PO HRIYADANA DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342601. It serves the Hariyadana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001226 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's HARIYADANA branch came to be assigned the code UCBA0001226.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001226, money simply cannot be routed to the HARIYADANA branch electronically.
How to transfer money using IFSC UCBA0001226
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001226 across all three.
NEFT to UCO Bank, HARIYADANA using IFSC UCBA0001226
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001226, and confirm that the system picks up UCO Bank – HARIYADANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HARIYADANA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's HARIYADANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001226 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – HARIYADANA, use IMPS. With IFSC UCBA0001226 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001226 for UCO Bank – HARIYADANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001226 | Yes – UCBA0001226 | Yes – UCBA0001226 |
For most retail customers crediting the Hariyadana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's HARIYADANA branch, the IFSC UCBA0001226 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Hariyadana branch
Once you have an account at UCO Bank – HARIYADANA, the IFSC UCBA0001226 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hariyadana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2931-251839.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001226
MICR & cheque-truncation details
Cheques drawn on the Hariyadana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001226 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0001226
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the HARIYADANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001226 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0001226
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – HARIYADANA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001226. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hariyadana branch
The branch is located at V AND PO HRIYADANA DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342601, which puts it inside Hariyadana, the broader Jodhpur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Hariyadana branch” — the verified location pin for IFSC UCBA0001226 should appear at the top of the results.
- Confirm the branch is open by calling 2931-251839 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001226 and your account number.
Verifying IFSC UCBA0001226 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001226 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2931-251839.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hariyadana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001226, however, work 24x7.
Branch address & contact
UCO BankHariyadana Branch
V AND PO HRIYADANA DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342601
Hariyadana, Rajasthan
Phone: 2931-251839
IFSC: UCBA0001226
Frequently asked questions
Is IFSC UCBA0001226 valid for NEFT and RTGS?
Yes. IFSC UCBA0001226 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hariyadana branch but serve different purposes.
What is the IFSC code of UCO Bank Hariyadana branch?
The IFSC code of UCO Bank, Hariyadana branch is UCBA0001226. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0001226 the same for all accounts at Hariyadana branch?
Yes. The IFSC UCBA0001226 is shared by every account held at UCO Bank's Hariyadana branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0001226 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Hariyadana reflect within 30 minutes.
Can I use IFSC UCBA0001226 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001226 to send funds instantly.
How do I add UCO Bank Hariyadana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001226, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0001226 belongs to UCO Bank's HARIYADANA branch, located at V AND PO HRIYADANA DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342601 in HARIYADANA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
