This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, HARIPAL branch in HARIPAL BENGAL. The 11-digit IFSC UCBA0000331 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the HARIPAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's HARIPAL branch, the IFSC UCBA0000331 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000331 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Haripal branch in Haripal Bengal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000331.
About the Haripal branch
The Haripal branch of UCO Bank is situated at VILLAGE AND PO KHAMARCHANDI HARIPAL STATION ROAD, STATION BAZAR, PS HARIPAL, DISTRICT HOOGHLY ,HUGLI ,WEST BENGAL PIN 712405. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000331 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Haripal |
| IFSC Code | UCBA0000331 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AND PO KHAMARCHANDI HARIPAL STATION ROAD, STATION BAZAR, PS HARIPAL, DISTRICT HOOGHLY ,HUGLI ,WEST BENGAL PIN 712405 |
| City | Haripal Bengal |
| District | Haripal Bengal |
| State | West Bengal |
| STD Code | 33 |
| Phone | 242231 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARIPAL of UCO Bank — its own 11-character IFSC. The code UCBA0000331 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000331 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Haripal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000331 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0000331
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000331 across all three.
NEFT to UCO Bank, HARIPAL using IFSC UCBA0000331
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000331, and confirm that the system picks up UCO Bank – HARIPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000331
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – HARIPAL, ensure your bank's portal accepts IFSC UCBA0000331 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank HARIPAL (IFSC UCBA0000331)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000331 in your mobile or internet banking app, and the money is credited to the HARIPAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000331 for UCO Bank – HARIPAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000331 | Yes – UCBA0000331 | Yes – UCBA0000331 |
For most retail customers crediting the Haripal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000331
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – HARIPAL is still mapped to IFSC UCBA0000331. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000331 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Haripal branch is mapped to IFSC UCBA0000331 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000331.
Banking services available
The Haripal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-242231.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000331
Online banking and IFSC UCBA0000331
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the HARIPAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000331 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Haripal branch
The branch is located at VILLAGE AND PO KHAMARCHANDI HARIPAL STATION ROAD, STATION BAZAR, PS HARIPAL, DISTRICT HOOGHLY ,HUGLI ,WEST BENGAL PIN 712405, which puts it inside Haripal Bengal, the broader Haripal Bengal district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Haripal branch” — the verified location pin for IFSC UCBA0000331 should appear at the top of the results.
- Confirm the branch is open by calling 33-242231 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000331 and your account number.
Common mistakes to avoid when using IFSC UCBA0000331
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – HARIPAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000331. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Haripal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000331, however, work 24x7.
Verifying IFSC UCBA0000331 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000331 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-242231.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankHaripal Branch
VILLAGE AND PO KHAMARCHANDI HARIPAL STATION ROAD, STATION BAZAR, PS HARIPAL, DISTRICT HOOGHLY ,HUGLI ,WEST BENGAL PIN 712405
Haripal Bengal, West Bengal
Phone: 33-242231
IFSC: UCBA0000331
Frequently asked questions
How do I add UCO Bank Haripal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000331, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0000331 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Haripal reflect within 30 minutes.
Does UCO Bank Haripal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-242231 to confirm.
Is IFSC UCBA0000331 valid for NEFT and RTGS?
Yes. IFSC UCBA0000331 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Haripal branch?
The IFSC code of UCO Bank, Haripal branch is UCBA0000331. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Haripal branch but serve different purposes.
What is the phone number of UCO Bank Haripal branch?
You can reach the branch at 33-242231 during regular banking hours.
Final notes
To recap: UCBA0000331 is the IFSC code of UCO Bank, HARIPAL branch, in HARIPAL BENGAL, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
