If you are searching for the IFSC code of UCO Bank, GOTAMARA branch in GOTAMARA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UCBA0002616. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GOTAMARA branch, and detailed step-by-step guides for using the IFSC UCBA0002616 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's GOTAMARA branch, the IFSC UCBA0002616 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 002616 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Gotamara branch in Gotamara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002616.
About the Gotamara branch
The Gotamara branch of UCO Bank is situated at GOTAMARA G. P. OFFICE, AT PO GOTAMARA, PS BANARPAL DIST ANGUL ,ANUGUL ,ODISHA PIN 759135. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002616 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Gotamara |
| IFSC Code | UCBA0002616 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GOTAMARA G. P. OFFICE, AT PO GOTAMARA, PS BANARPAL DIST ANGUL ,ANUGUL ,ODISHA PIN 759135 |
| City | Gotamara |
| District | Angul |
| State | Odisha |
| STD Code | 91 |
| Phone | 9439749420 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOTAMARA of UCO Bank — its own 11-character IFSC. The code UCBA0002616 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002616 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Gotamara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002616 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0002616
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002616 across all three.
How to use IFSC UCBA0002616 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's GOTAMARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002616.
- Confirm the bank name auto-populates as UCO Bank and the branch as GOTAMARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002616
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – GOTAMARA, ensure your bank's portal accepts IFSC UCBA0002616 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank GOTAMARA (IFSC UCBA0002616)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002616 in your mobile or internet banking app, and the money is credited to the GOTAMARA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gotamara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002616:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOTAMARA is still linked to IFSC UCBA0002616.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's GOTAMARA branch, the IFSC UCBA0002616 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gotamara branch is mapped to IFSC UCBA0002616 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002616.
Banking services available
The Gotamara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9439749420.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002616
Digital banking channels
Most day-to-day work that customers used to do at the Gotamara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002616 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Gotamara branch sits at GOTAMARA G. P. OFFICE, AT PO GOTAMARA, PS BANARPAL DIST ANGUL ,ANUGUL ,ODISHA PIN 759135. If you are travelling from outside Gotamara, search for the branch on a maps application using the bank name and locality, or call 91-9439749420 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002616 and your account number.
Common mistakes to avoid when using IFSC UCBA0002616
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – GOTAMARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002616. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gotamara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002616, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002616 for UCO Bank – GOTAMARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankGotamara Branch
GOTAMARA G. P. OFFICE, AT PO GOTAMARA, PS BANARPAL DIST ANGUL ,ANUGUL ,ODISHA PIN 759135
Gotamara, Odisha
Phone: 91-9439749420
IFSC: UCBA0002616
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gotamara branch but serve different purposes.
Where is UCO Bank Gotamara branch located?
UCO Bank's Gotamara branch is located at GOTAMARA G. P. OFFICE, AT PO GOTAMARA, PS BANARPAL DIST ANGUL ,ANUGUL ,ODISHA PIN 759135, Gotamara, Odisha.
Is IFSC UCBA0002616 the same for all accounts at Gotamara branch?
Yes. The IFSC UCBA0002616 is shared by every account held at UCO Bank's Gotamara branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0002616 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Gotamara reflect within 30 minutes.
How do I add UCO Bank Gotamara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002616, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of UCO Bank Gotamara branch?
The IFSC code of UCO Bank, Gotamara branch is UCBA0002616. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0002616 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002616 to send funds instantly.
What is the phone number of UCO Bank Gotamara branch?
You can reach the branch at 91-9439749420 during regular banking hours.
Summary
The IFSC code UCBA0002616 belongs to UCO Bank's GOTAMARA branch, located at GOTAMARA G. P. OFFICE, AT PO GOTAMARA, PS BANARPAL DIST ANGUL ,ANUGUL ,ODISHA… in GOTAMARA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
