If you are searching for the IFSC code of UCO Bank, GOSSAIGAON branch in GOSSAIGAON, ASSAM, this page has every detail you need. The verified IFSC code for this branch is UCBA0000505. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GOSSAIGAON branch, and detailed step-by-step guides for using the IFSC UCBA0000505 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000505 is the IFSC of UCO Bank's GOSSAIGAON branch. The format is fixed: UCBA = bank code, 0 = reserved, 000505 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gossaigaon branch in Gossaigaon, Assam is part of this network and uses the IFSC code UCBA0000505 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Gossaigaon |
| IFSC Code | UCBA0000505 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK GOSSAIGAON DIST. KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783306 |
| City | Gossaigaon |
| District | Kakrojhar |
| State | Assam |
| STD Code | 3661 |
| Phone | 220247 |
About this branch
The branch is located at UCO BANK GOSSAIGAON DIST. KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783306. It serves the Gossaigaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000505 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's GOSSAIGAON branch came to be assigned the code UCBA0000505.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000505, money simply cannot be routed to the GOSSAIGAON branch electronically.
Account types you can open at the Gossaigaon branch
Once you have an account at UCO Bank – GOSSAIGAON, the IFSC UCBA0000505 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gossaigaon branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000505
How to transfer money using IFSC UCBA0000505
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000505 across all three.
NEFT to UCO Bank, GOSSAIGAON using IFSC UCBA0000505
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000505, and confirm that the system picks up UCO Bank – GOSSAIGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000505
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – GOSSAIGAON, ensure your bank's portal accepts IFSC UCBA0000505 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank GOSSAIGAON (IFSC UCBA0000505)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000505 in your mobile or internet banking app, and the money is credited to the GOSSAIGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000505 for UCO Bank – GOSSAIGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000505 | Yes – UCBA0000505 | Yes – UCBA0000505 |
For most retail customers crediting the Gossaigaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000505
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – GOSSAIGAON is still mapped to IFSC UCBA0000505. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000505 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Gossaigaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000505 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Gossaigaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000505 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UCBA0000505
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – GOSSAIGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000505. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gossaigaon branch sits at UCO BANK GOSSAIGAON DIST. KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783306. If you are travelling from outside Gossaigaon, search for the branch on a maps application using the bank name and locality, or call 3661-220247 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000505 and your account number.
Verifying IFSC UCBA0000505 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000505 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3661-220247.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gossaigaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000505, however, work 24x7.
Branch address & contact
UCO BankGossaigaon Branch
UCO BANK GOSSAIGAON DIST. KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783306
Gossaigaon, Assam
Phone: 3661-220247
IFSC: UCBA0000505
Frequently asked questions
Is IFSC UCBA0000505 valid for NEFT and RTGS?
Yes. IFSC UCBA0000505 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0000505 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Gossaigaon reflect within 30 minutes.
Can I use IFSC UCBA0000505 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000505 to send funds instantly.
Does UCO Bank Gossaigaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3661-220247 to confirm.
What is the IFSC code of UCO Bank Gossaigaon branch?
The IFSC code of UCO Bank, Gossaigaon branch is UCBA0000505. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank Gossaigaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000505, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Gossaigaon branch located?
UCO Bank's Gossaigaon branch is located at UCO BANK GOSSAIGAON DIST. KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783306, Gossaigaon, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gossaigaon branch but serve different purposes.
Summary
The IFSC code UCBA0000505 belongs to UCO Bank's GOSSAIGAON branch, located at UCO BANK GOSSAIGAON DIST. KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783306 in GOSSAIGAON, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
