Below are the complete branch details for UCO Bank, CAMPIERGANJ branch, located in GORAKHPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000549. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000549 for UCO Bank – CAMPIERGANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000549 is the IFSC of UCO Bank's CAMPIERGANJ branch. The format is fixed: UCBA = bank code, 0 = reserved, 000549 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Campierganj branch in Gorakhpur, Uttar Pradesh is part of this network and uses the IFSC code UCBA0000549 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Campierganj |
| IFSC Code | UCBA0000549 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK CAMPIERGANJ DIST GORAKHPUR ,GORAKHPUR ,UTTAR PRADESH PIN 273158 |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 551 |
| Phone | 248250 |
Campierganj branch overview
Located at UCO BANK CAMPIERGANJ DIST GORAKHPUR ,GORAKHPUR ,UTTAR PRADESH PIN 273158, the Campierganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000549 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAMPIERGANJ of UCO Bank — its own 11-character IFSC. The code UCBA0000549 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000549 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Campierganj branch is mapped to IFSC UCBA0000549 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000549.
Products and services
Customers walking into the Campierganj branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000549
How to transfer money using IFSC UCBA0000549
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000549 across all three.
How to use IFSC UCBA0000549 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's CAMPIERGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000549.
- Confirm the bank name auto-populates as UCO Bank and the branch as CAMPIERGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CAMPIERGANJ
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's CAMPIERGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000549 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank CAMPIERGANJ (IFSC UCBA0000549)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000549 in your mobile or internet banking app, and the money is credited to the CAMPIERGANJ branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Campierganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000549:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CAMPIERGANJ is still linked to IFSC UCBA0000549.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000549
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – CAMPIERGANJ is still mapped to IFSC UCBA0000549. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000549 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Campierganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000549 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000549 and the account number together uniquely identify the Campierganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UCBA0000549
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – CAMPIERGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000549. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Campierganj branch sits at UCO BANK CAMPIERGANJ DIST GORAKHPUR ,GORAKHPUR ,UTTAR PRADESH PIN 273158. If you are travelling from outside Gorakhpur, search for the branch on a maps application using the bank name and locality, or call 551-248250 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000549 and your account number.
Verifying IFSC UCBA0000549 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000549 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 551-248250.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Campierganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000549, however, work 24x7.
Branch address & contact
UCO BankCampierganj Branch
UCO BANK CAMPIERGANJ DIST GORAKHPUR ,GORAKHPUR ,UTTAR PRADESH PIN 273158
Gorakhpur, Uttar Pradesh
Phone: 551-248250
IFSC: UCBA0000549
Frequently asked questions
Can I use IFSC UCBA0000549 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000549 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Campierganj branch but serve different purposes.
What is the IFSC code of UCO Bank Campierganj branch?
The IFSC code of UCO Bank, Campierganj branch is UCBA0000549. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Campierganj branch located?
UCO Bank's Campierganj branch is located at UCO BANK CAMPIERGANJ DIST GORAKHPUR ,GORAKHPUR ,UTTAR PRADESH PIN 273158, Gorakhpur, Uttar Pradesh.
How quickly will an NEFT transfer using UCBA0000549 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Campierganj reflect within 30 minutes.
Is IFSC UCBA0000549 the same for all accounts at Campierganj branch?
Yes. The IFSC UCBA0000549 is shared by every account held at UCO Bank's Campierganj branch. Only the account number changes from customer to customer.
Is IFSC UCBA0000549 valid for NEFT and RTGS?
Yes. IFSC UCBA0000549 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Campierganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000549, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0000549 belongs to UCO Bank's CAMPIERGANJ branch, located at UCO BANK CAMPIERGANJ DIST GORAKHPUR ,GORAKHPUR ,UTTAR PRADESH PIN 273158 in GORAKHPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
