If you are searching for the IFSC code of UCO Bank, VASUNDHARA branch in GHAZIABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0002868. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VASUNDHARA branch, and detailed step-by-step guides for using the IFSC UCBA0002868 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002868 is the IFSC of UCO Bank's VASUNDHARA branch. The format is fixed: UCBA = bank code, 0 = reserved, 002868 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Vasundhara branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002868.
About this branch
The branch is located at PLOT NO.2152,SECTOR 16A VASUNDHARA GHAZIABAD ,GHAZIABAD ,UTTAR PRADESH PIN 201012. It serves the Ghaziabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002868 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Vasundhara |
| IFSC Code | UCBA0002868 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.2152,SECTOR 16A VASUNDHARA GHAZIABAD ,GHAZIABAD ,UTTAR PRADESH PIN 201012 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9213993080 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's VASUNDHARA branch came to be assigned the code UCBA0002868.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002868, money simply cannot be routed to the VASUNDHARA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002868 and the account number together uniquely identify the Vasundhara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0002868
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002868 across all three.
How to use IFSC UCBA0002868 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's VASUNDHARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002868.
- Confirm the bank name auto-populates as UCO Bank and the branch as VASUNDHARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002868
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – VASUNDHARA, ensure your bank's portal accepts IFSC UCBA0002868 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – VASUNDHARA, use IMPS. With IFSC UCBA0002868 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002868 for UCO Bank – VASUNDHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002868 | Yes – UCBA0002868 | Yes – UCBA0002868 |
For most retail customers crediting the Vasundhara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002868
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – VASUNDHARA is still mapped to IFSC UCBA0002868. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002868 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vasundhara branch is mapped to IFSC UCBA0002868 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002868.
Products and services
Customers walking into the Vasundhara branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002868
Digital banking channels
Most day-to-day work that customers used to do at the Vasundhara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002868 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Vasundhara branch
The branch is located at PLOT NO.2152,SECTOR 16A VASUNDHARA GHAZIABAD ,GHAZIABAD ,UTTAR PRADESH PIN 201012, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Vasundhara branch” — the verified location pin for IFSC UCBA0002868 should appear at the top of the results.
- Confirm the branch is open by calling 91-9213993080 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002868 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – VASUNDHARA:
- The IFSC is exactly UCBA0002868 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and VASUNDHARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vasundhara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002868, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002868 for UCO Bank – VASUNDHARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankVasundhara Branch
PLOT NO.2152,SECTOR 16A VASUNDHARA GHAZIABAD ,GHAZIABAD ,UTTAR PRADESH PIN 201012
Ghaziabad, Uttar Pradesh
Phone: 91-9213993080
IFSC: UCBA0002868
Frequently asked questions
Where is UCO Bank Vasundhara branch located?
UCO Bank's Vasundhara branch is located at PLOT NO.2152,SECTOR 16A VASUNDHARA GHAZIABAD ,GHAZIABAD ,UTTAR PRADESH PIN 201012, Ghaziabad, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vasundhara branch but serve different purposes.
Is IFSC UCBA0002868 valid for NEFT and RTGS?
Yes. IFSC UCBA0002868 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0002868 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Vasundhara reflect within 30 minutes.
Does UCO Bank Vasundhara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9213993080 to confirm.
Is IFSC UCBA0002868 the same for all accounts at Vasundhara branch?
Yes. The IFSC UCBA0002868 is shared by every account held at UCO Bank's Vasundhara branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Vasundhara branch?
You can reach the branch at 91-9213993080 during regular banking hours.
Summary
The IFSC code UCBA0002868 belongs to UCO Bank's VASUNDHARA branch, located at PLOT NO.2152,SECTOR 16A VASUNDHARA GHAZIABAD ,GHAZIABAD ,UTTAR PRADESH PIN… in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
