Use this page as a one-stop reference for everything related to UCO Bank's GANDHIDHAM branch in GANDHIDHAM, GUJARAT. The branch's IFSC code UCBA0000759 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's GANDHIDHAM branch, the IFSC UCBA0000759 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000759 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Gandhidham branch in Gandhidham. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000759.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Gandhidham |
| IFSC Code | UCBA0000759 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 6 AND 7, SECTOR 9, GANDHIDHAM ,KACHCHH ,GUJARAT PIN 370201 |
| City | Gandhidham |
| District | Gandhidham |
| State | Gujarat |
| STD Code | 2836 |
| Phone | 220585 |
About the Gandhidham branch
The Gandhidham branch of UCO Bank is situated at PLOT NO 6 AND 7, SECTOR 9, GANDHIDHAM ,KACHCHH ,GUJARAT PIN 370201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000759 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's GANDHIDHAM branch came to be assigned the code UCBA0000759.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000759, money simply cannot be routed to the GANDHIDHAM branch electronically.
Products and account variants supported
Every account opened at the Gandhidham branch is mapped to IFSC UCBA0000759 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000759.
Banking services available
The Gandhidham branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2836-220585.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000759
How to transfer money using IFSC UCBA0000759
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000759 across all three.
NEFT to UCO Bank, GANDHIDHAM using IFSC UCBA0000759
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000759, and confirm that the system picks up UCO Bank – GANDHIDHAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000759
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – GANDHIDHAM, ensure your bank's portal accepts IFSC UCBA0000759 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – GANDHIDHAM, use IMPS. With IFSC UCBA0000759 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Gandhidham
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000759:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANDHIDHAM is still linked to IFSC UCBA0000759.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's GANDHIDHAM branch, the IFSC UCBA0000759 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UCBA0000759
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the GANDHIDHAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000759 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000759 and the account number together uniquely identify the Gandhidham branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – GANDHIDHAM:
- The IFSC is exactly UCBA0000759 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and GANDHIDHAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gandhidham branch
The branch is located at PLOT NO 6 AND 7, SECTOR 9, GANDHIDHAM ,KACHCHH ,GUJARAT PIN 370201, which puts it inside Gandhidham, the broader Gandhidham district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Gandhidham branch” — the verified location pin for IFSC UCBA0000759 should appear at the top of the results.
- Confirm the branch is open by calling 2836-220585 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000759 and your account number.
Verifying IFSC UCBA0000759 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000759 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2836-220585.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhidham branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000759, however, work 24x7.
Branch address & contact
UCO BankGandhidham Branch
PLOT NO 6 AND 7, SECTOR 9, GANDHIDHAM ,KACHCHH ,GUJARAT PIN 370201
Gandhidham, Gujarat
Phone: 2836-220585
IFSC: UCBA0000759
Frequently asked questions
Is IFSC UCBA0000759 the same for all accounts at Gandhidham branch?
Yes. The IFSC UCBA0000759 is shared by every account held at UCO Bank's Gandhidham branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0000759 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000759 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gandhidham branch but serve different purposes.
How do I add UCO Bank Gandhidham as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000759, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Gandhidham branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2836-220585 to confirm.
Is IFSC UCBA0000759 valid for NEFT and RTGS?
Yes. IFSC UCBA0000759 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Gandhidham branch?
The IFSC code of UCO Bank, Gandhidham branch is UCBA0000759. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0000759 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Gandhidham reflect within 30 minutes.
Summary
The IFSC code UCBA0000759 belongs to UCO Bank's GANDHIDHAM branch, located at PLOT NO 6 AND 7, SECTOR 9, GANDHIDHAM ,KACHCHH ,GUJARAT PIN 370201 in GANDHIDHAM, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
