If you are searching for the IFSC code of UCO Bank, ETHAR branch in ETHAR, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0001322. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ETHAR branch, and detailed step-by-step guides for using the IFSC UCBA0001322 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001322 is the IFSC of UCO Bank's ETHAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 001322 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Ethar |
| IFSC Code | UCBA0001322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AND P.O.ETHAR ,BHIND ,MADHYA PRADESH PIN 477001 |
| City | Ethar |
| District | Bhind |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9826246656 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ethar branch in Ethar, Madhya Pradesh is part of this network and uses the IFSC code UCBA0001322 for all electronic settlement.
About this branch
The branch is located at VILLAGE AND P.O.ETHAR ,BHIND ,MADHYA PRADESH PIN 477001. It serves the Ethar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001322 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's ETHAR branch came to be assigned the code UCBA0001322.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001322, money simply cannot be routed to the ETHAR branch electronically.
How to transfer money using IFSC UCBA0001322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001322 across all three.
NEFT to UCO Bank, ETHAR using IFSC UCBA0001322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001322, and confirm that the system picks up UCO Bank – ETHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ETHAR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ETHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001322 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank ETHAR (IFSC UCBA0001322)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001322 in your mobile or internet banking app, and the money is credited to the ETHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ethar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001322:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ETHAR is still linked to IFSC UCBA0001322.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0001322
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ETHAR is still mapped to IFSC UCBA0001322. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001322 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ethar branch
Once you have an account at UCO Bank – ETHAR, the IFSC UCBA0001322 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ethar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001322
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001322 and the account number together uniquely identify the Ethar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Ethar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001322 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0001322
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – ETHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001322. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ethar branch sits at VILLAGE AND P.O.ETHAR ,BHIND ,MADHYA PRADESH PIN 477001. If you are travelling from outside Ethar, search for the branch on a maps application using the bank name and locality, or call 91-9826246656 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001322 and your account number.
Verifying IFSC UCBA0001322 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001322 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9826246656.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ethar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001322 continue to work without interruption.
Branch address & contact
UCO BankEthar Branch
VILLAGE AND P.O.ETHAR ,BHIND ,MADHYA PRADESH PIN 477001
Ethar, Madhya Pradesh
Phone: 91-9826246656
IFSC: UCBA0001322
Frequently asked questions
Is IFSC UCBA0001322 the same for all accounts at Ethar branch?
Yes. The IFSC UCBA0001322 is shared by every account held at UCO Bank's Ethar branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Ethar branch?
The IFSC code of UCO Bank, Ethar branch is UCBA0001322. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does UCO Bank Ethar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9826246656 to confirm.
Can I use IFSC UCBA0001322 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001322 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ethar branch but serve different purposes.
Where is UCO Bank Ethar branch located?
UCO Bank's Ethar branch is located at VILLAGE AND P.O.ETHAR ,BHIND ,MADHYA PRADESH PIN 477001, Ethar, Madhya Pradesh.
Summary
The IFSC code UCBA0001322 belongs to UCO Bank's ETHAR branch, located at VILLAGE AND P.O.ETHAR ,BHIND ,MADHYA PRADESH PIN 477001 in ETHAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
