This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, DOTMA branch in DOTMA. The 11-digit IFSC UCBA0000499 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the DOTMA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – DOTMA is UCBA0000499. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000499 map to this branch in DOTMA, ASSAM.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dotma branch in Dotma, Assam is part of this network and uses the IFSC code UCBA0000499 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Dotma |
| IFSC Code | UCBA0000499 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND PO DOTMA DISTT KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783347 |
| City | Dotma |
| District | Kakrojhar |
| State | Assam |
| STD Code | 3661 |
| Phone | 284106 |
About the Dotma branch
The Dotma branch of UCO Bank is situated at VILL AND PO DOTMA DISTT KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783347. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000499 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DOTMA branch came to be assigned the code UCBA0000499.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000499, money simply cannot be routed to the DOTMA branch electronically.
Products and account variants supported
Every account opened at the Dotma branch is mapped to IFSC UCBA0000499 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000499.
Products and services
Customers walking into the Dotma branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000499
How to transfer money using IFSC UCBA0000499
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000499 across all three.
How to use IFSC UCBA0000499 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's DOTMA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000499.
- Confirm the bank name auto-populates as UCO Bank and the branch as DOTMA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000499
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DOTMA, ensure your bank's portal accepts IFSC UCBA0000499 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank DOTMA (IFSC UCBA0000499)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000499 in your mobile or internet banking app, and the money is credited to the DOTMA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000499 for UCO Bank – DOTMA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000499 | Yes – UCBA0000499 | Yes – UCBA0000499 |
For most retail customers crediting the Dotma branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000499
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DOTMA is still mapped to IFSC UCBA0000499. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000499 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0000499
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the DOTMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000499 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Dotma branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000499 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UCBA0000499
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – DOTMA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000499. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dotma branch
The branch is located at VILL AND PO DOTMA DISTT KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783347, which puts it inside Dotma, the broader Kakrojhar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Dotma branch” — the verified location pin for IFSC UCBA0000499 should appear at the top of the results.
- Confirm the branch is open by calling 3661-284106 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000499 and your account number.
Verifying IFSC UCBA0000499 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000499 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3661-284106.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dotma branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000499, however, work 24x7.
Branch address & contact
UCO BankDotma Branch
VILL AND PO DOTMA DISTT KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783347
Dotma, Assam
Phone: 3661-284106
IFSC: UCBA0000499
Frequently asked questions
Is IFSC UCBA0000499 valid for NEFT and RTGS?
Yes. IFSC UCBA0000499 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0000499 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Dotma reflect within 30 minutes.
Where is UCO Bank Dotma branch located?
UCO Bank's Dotma branch is located at VILL AND PO DOTMA DISTT KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783347, Dotma, Assam.
How do I add UCO Bank Dotma as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000499, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dotma branch but serve different purposes.
Can I use IFSC UCBA0000499 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000499 to send funds instantly.
Summary
The IFSC code UCBA0000499 belongs to UCO Bank's DOTMA branch, located at VILL AND PO DOTMA DISTT KOKRAJHAR ,KOKRAJHAR ,ASSAM PIN 783347 in DOTMA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
