Below are the complete branch details for UCO Bank, DOLASAHI branch, located in DOLASAHI, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001220. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001220 for UCO Bank – DOLASAHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's DOLASAHI branch, the IFSC UCBA0001220 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001220 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Dolasahi |
| IFSC Code | UCBA0001220 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE AND POST DOLASAHI ,BHADRAK ,ODISHA PIN 756127 |
| City | Dolasahi |
| District | Bhadrak |
| State | Odisha |
| STD Code | 678 |
| Phone | 221246 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dolasahi branch in Dolasahi, Odisha is part of this network and uses the IFSC code UCBA0001220 for all electronic settlement.
About the Dolasahi branch
The Dolasahi branch of UCO Bank is situated at VILLAGE AND POST DOLASAHI ,BHADRAK ,ODISHA PIN 756127. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001220 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DOLASAHI branch came to be assigned the code UCBA0001220.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001220, money simply cannot be routed to the DOLASAHI branch electronically.
How to transfer money using IFSC UCBA0001220
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001220 across all three.
NEFT to UCO Bank, DOLASAHI using IFSC UCBA0001220
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001220, and confirm that the system picks up UCO Bank – DOLASAHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DOLASAHI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's DOLASAHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001220 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – DOLASAHI, use IMPS. With IFSC UCBA0001220 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001220 for UCO Bank – DOLASAHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001220 | Yes – UCBA0001220 | Yes – UCBA0001220 |
For most retail customers crediting the Dolasahi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001220
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DOLASAHI is still mapped to IFSC UCBA0001220. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001220 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dolasahi branch
Once you have an account at UCO Bank – DOLASAHI, the IFSC UCBA0001220 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dolasahi branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001220
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001220 and the account number together uniquely identify the Dolasahi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0001220
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the DOLASAHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001220 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – DOLASAHI:
- The IFSC is exactly UCBA0001220 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and DOLASAHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dolasahi branch
The branch is located at VILLAGE AND POST DOLASAHI ,BHADRAK ,ODISHA PIN 756127, which puts it inside Dolasahi, the broader Bhadrak district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Dolasahi branch” — the verified location pin for IFSC UCBA0001220 should appear at the top of the results.
- Confirm the branch is open by calling 678-221246 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001220 and your account number.
Verifying IFSC UCBA0001220 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001220 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 678-221246.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dolasahi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001220 continue to work without interruption.
Branch address & contact
UCO BankDolasahi Branch
VILLAGE AND POST DOLASAHI ,BHADRAK ,ODISHA PIN 756127
Dolasahi, Odisha
Phone: 678-221246
IFSC: UCBA0001220
Frequently asked questions
Is IFSC UCBA0001220 valid for NEFT and RTGS?
Yes. IFSC UCBA0001220 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Dolasahi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001220, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dolasahi branch but serve different purposes.
Is IFSC UCBA0001220 the same for all accounts at Dolasahi branch?
Yes. The IFSC UCBA0001220 is shared by every account held at UCO Bank's Dolasahi branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Dolasahi branch?
You can reach the branch at 678-221246 during regular banking hours.
What is the IFSC code of UCO Bank Dolasahi branch?
The IFSC code of UCO Bank, Dolasahi branch is UCBA0001220. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0001220 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Dolasahi reflect within 30 minutes.
Summary
The IFSC code UCBA0001220 belongs to UCO Bank's DOLASAHI branch, located at VILLAGE AND POST DOLASAHI ,BHADRAK ,ODISHA PIN 756127 in DOLASAHI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
