IFSC Code of UCO Bank, Diamond Harbour Twentyfour Pgs S Branch, West Bengal

Use this page as a one-stop reference for everything related to UCO Bank's DIAMOND HARBOUR TWENTYFOUR PGS S branch in DIAMOND HARBOUR, WEST BENGAL. The branch's IFSC code UCBA0000880 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UCBA0000880 is the IFSC of UCO Bank's DIAMOND HARBOUR TWENTYFOUR PGS S branch. The format is fixed: UCBA = bank code, 0 = reserved, 000880 = branch identifier.

Bank profile

UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Diamond Harbour Twentyfour Pgs S branch — IFSC UCBA0000880 — extends the bank's services to customers in and around Diamond Harbour, West Bengal.

Branch details at a glance

Diamond Harbour Twentyfour Pgs S branch overview

Located at MAIN ROAD, DIAMOND HARBOUR, OPPOSITE DIAMOND HARBOUR MUNICIPLTY OFFICE,SOUTH 24 PARGANAS, SOUTH 24 PARGANAS ,WEST BENGAL PIN 743331, the Diamond Harbour Twentyfour Pgs S branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000880 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DIAMOND HARBOUR TWENTYFOUR PGS S branch came to be assigned the code UCBA0000880.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000880, money simply cannot be routed to the DIAMOND HARBOUR TWENTYFOUR PGS S branch electronically.

Products and account variants supported

Every account opened at the Diamond Harbour Twentyfour Pgs S branch is mapped to IFSC UCBA0000880 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0000880.

Products and services

Customers walking into the Diamond Harbour Twentyfour Pgs S branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0000880

How to transfer money using IFSC UCBA0000880

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000880 across all three.

NEFT to UCO Bank, DIAMOND HARBOUR TWENTYFOUR PGS S using IFSC UCBA0000880

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000880, and confirm that the system picks up UCO Bank – DIAMOND HARBOUR TWENTYFOUR PGS S. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UCBA0000880

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DIAMOND HARBOUR TWENTYFOUR PGS S, ensure your bank's portal accepts IFSC UCBA0000880 while registering the beneficiary. RTGS is also available 24x7.

IMPS to UCO Bank DIAMOND HARBOUR TWENTYFOUR PGS S (IFSC UCBA0000880)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000880 in your mobile or internet banking app, and the money is credited to the DIAMOND HARBOUR TWENTYFOUR PGS S branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0000880 for UCO Bank – DIAMOND HARBOUR TWENTYFOUR PGS S, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Diamond Harbour Twentyfour Pgs S branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0000880

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DIAMOND HARBOUR TWENTYFOUR PGS S is still mapped to IFSC UCBA0000880. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000880 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UCBA0000880

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the DIAMOND HARBOUR TWENTYFOUR PGS S branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000880 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000880 and the account number together uniquely identify the Diamond Harbour Twentyfour Pgs S branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – DIAMOND HARBOUR TWENTYFOUR PGS S:

• The IFSC is exactly UCBA0000880 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and DIAMOND HARBOUR TWENTYFOUR PGS S as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Diamond Harbour Twentyfour Pgs S branch sits at MAIN ROAD, DIAMOND HARBOUR, OPPOSITE DIAMOND HARBOUR MUNICIPLTY OFFICE,SOUTH 24 PARGANAS, SOUTH 24 PARGANAS ,WEST BENGAL PIN 743331. If you are travelling from outside Diamond Harbour, search for the branch on a maps application using the bank name and locality, or call 33-255535 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000880 and your account number.

Verifying IFSC UCBA0000880 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000880 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 33-255535.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Diamond Harbour Twentyfour Pgs S are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000880 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UCBA0000880 is the IFSC code of UCO Bank, DIAMOND HARBOUR TWENTYFOUR PGS S branch, in DIAMOND HARBOUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.