Below are the complete branch details for UCO Bank, DHUPGURI branch, located in DHUPGURI, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002080. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002080 for UCO Bank – DHUPGURI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's DHUPGURI branch, the IFSC UCBA0002080 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 002080 identifies this particular branch.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dhupguri branch — IFSC UCBA0002080 — extends the bank's services to customers in and around Dhupguri, West Bengal.
About the Dhupguri branch
The Dhupguri branch of UCO Bank is situated at UCO BANK, DHUPGURI BRANCH FALAKATA ROAD, P.O. DHUPGURI DIST JALPAIGURI ,JALPAIGURI ,WEST BENGAL PIN 735210. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002080 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Dhupguri |
| IFSC Code | UCBA0002080 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK, DHUPGURI BRANCH FALAKATA ROAD, P.O. DHUPGURI DIST JALPAIGURI ,JALPAIGURI ,WEST BENGAL PIN 735210 |
| City | Dhupguri |
| District | Jalpaiguri |
| State | West Bengal |
| STD Code | 3561 |
| Phone | 250528 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DHUPGURI branch came to be assigned the code UCBA0002080.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002080, money simply cannot be routed to the DHUPGURI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002080 and the account number together uniquely identify the Dhupguri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0002080
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002080 across all three.
How to use IFSC UCBA0002080 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's DHUPGURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002080.
- Confirm the bank name auto-populates as UCO Bank and the branch as DHUPGURI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DHUPGURI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's DHUPGURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002080 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank DHUPGURI (IFSC UCBA0002080)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002080 in your mobile or internet banking app, and the money is credited to the DHUPGURI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dhupguri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002080:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHUPGURI is still linked to IFSC UCBA0002080.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0002080
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DHUPGURI is still mapped to IFSC UCBA0002080. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002080 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dhupguri branch is mapped to IFSC UCBA0002080 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002080.
Banking services available
The Dhupguri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3561-250528.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002080
Online banking and IFSC UCBA0002080
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the DHUPGURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002080 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dhupguri branch sits at UCO BANK, DHUPGURI BRANCH FALAKATA ROAD, P.O. DHUPGURI DIST JALPAIGURI ,JALPAIGURI ,WEST BENGAL PIN 735210. If you are travelling from outside Dhupguri, search for the branch on a maps application using the bank name and locality, or call 3561-250528 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002080 and your account number.
Common mistakes to avoid when using IFSC UCBA0002080
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – DHUPGURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002080. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Dhupguri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002080 continue to work without interruption.
Verifying IFSC UCBA0002080 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002080 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3561-250528.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankDhupguri Branch
UCO BANK, DHUPGURI BRANCH FALAKATA ROAD, P.O. DHUPGURI DIST JALPAIGURI ,JALPAIGURI ,WEST BENGAL PIN 735210
Dhupguri, West Bengal
Phone: 3561-250528
IFSC: UCBA0002080
Frequently asked questions
What is the IFSC code of UCO Bank Dhupguri branch?
The IFSC code of UCO Bank, Dhupguri branch is UCBA0002080. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0002080 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Dhupguri reflect within 30 minutes.
How do I add UCO Bank Dhupguri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002080, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Dhupguri branch located?
UCO Bank's Dhupguri branch is located at UCO BANK, DHUPGURI BRANCH FALAKATA ROAD, P.O. DHUPGURI DIST JALPAIGURI ,JALPAIGURI ,WEST BENGAL PIN 735210, Dhupguri, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhupguri branch but serve different purposes.
Can I use IFSC UCBA0002080 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002080 to send funds instantly.
Is IFSC UCBA0002080 the same for all accounts at Dhupguri branch?
Yes. The IFSC UCBA0002080 is shared by every account held at UCO Bank's Dhupguri branch. Only the account number changes from customer to customer.
Does UCO Bank Dhupguri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3561-250528 to confirm.
Summary
The IFSC code UCBA0002080 belongs to UCO Bank's DHUPGURI branch, located at UCO BANK, DHUPGURI BRANCH FALAKATA ROAD, P.O. DHUPGURI DIST JALPAIGURI … in DHUPGURI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
