If you are searching for the IFSC code of UCO Bank, DHUNDAN branch in DHUNDAN, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0000864. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHUNDAN branch, and detailed step-by-step guides for using the IFSC UCBA0000864 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000864 is the IFSC of UCO Bank's DHUNDAN branch. The format is fixed: UCBA = bank code, 0 = reserved, 000864 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Dhundan |
| IFSC Code | UCBA0000864 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO DHUNDAN DIST SOLAN,HP ,SOLAN ,HIMACHAL PRADESH PIN 173235 |
| City | Dhundan |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 1792 |
| Phone | 240829 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dhundan branch — IFSC UCBA0000864 — extends the bank's services to customers in and around Dhundan, Himachal Pradesh.
About the Dhundan branch
The Dhundan branch of UCO Bank is situated at VPO DHUNDAN DIST SOLAN,HP ,SOLAN ,HIMACHAL PRADESH PIN 173235. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000864 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHUNDAN of UCO Bank — its own 11-character IFSC. The code UCBA0000864 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000864 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0000864
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000864 across all three.
How to use IFSC UCBA0000864 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's DHUNDAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000864.
- Confirm the bank name auto-populates as UCO Bank and the branch as DHUNDAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000864
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DHUNDAN, ensure your bank's portal accepts IFSC UCBA0000864 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank DHUNDAN (IFSC UCBA0000864)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000864 in your mobile or internet banking app, and the money is credited to the DHUNDAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000864 for UCO Bank – DHUNDAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000864 | Yes – UCBA0000864 | Yes – UCBA0000864 |
For most retail customers crediting the Dhundan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's DHUNDAN branch, the IFSC UCBA0000864 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhundan branch is mapped to IFSC UCBA0000864 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000864.
Products and services
Customers walking into the Dhundan branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000864
MICR & cheque-truncation details
Cheques drawn on the Dhundan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000864 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Dhundan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000864 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0000864
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – DHUNDAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000864. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dhundan branch
The branch is located at VPO DHUNDAN DIST SOLAN,HP ,SOLAN ,HIMACHAL PRADESH PIN 173235, which puts it inside Dhundan, the broader Solan district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Dhundan branch” — the verified location pin for IFSC UCBA0000864 should appear at the top of the results.
- Confirm the branch is open by calling 1792-240829 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000864 and your account number.
Verifying IFSC UCBA0000864 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000864 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1792-240829.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dhundan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000864 continue to work without interruption.
Branch address & contact
UCO BankDhundan Branch
VPO DHUNDAN DIST SOLAN,HP ,SOLAN ,HIMACHAL PRADESH PIN 173235
Dhundan, Himachal Pradesh
Phone: 1792-240829
IFSC: UCBA0000864
Frequently asked questions
Can I use IFSC UCBA0000864 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000864 to send funds instantly.
Is IFSC UCBA0000864 the same for all accounts at Dhundan branch?
Yes. The IFSC UCBA0000864 is shared by every account held at UCO Bank's Dhundan branch. Only the account number changes from customer to customer.
How do I add UCO Bank Dhundan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000864, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000864 valid for NEFT and RTGS?
Yes. IFSC UCBA0000864 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Dhundan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1792-240829 to confirm.
What is the IFSC code of UCO Bank Dhundan branch?
The IFSC code of UCO Bank, Dhundan branch is UCBA0000864. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Dhundan branch located?
UCO Bank's Dhundan branch is located at VPO DHUNDAN DIST SOLAN,HP ,SOLAN ,HIMACHAL PRADESH PIN 173235, Dhundan, Himachal Pradesh.
Final notes
To recap: UCBA0000864 is the IFSC code of UCO Bank, DHUNDAN branch, in DHUNDAN, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
