If you are searching for the IFSC code of UCO Bank, KAKRIPARA PT I branch in DHUBRI, ASSAM, this page has every detail you need. The verified IFSC code for this branch is UCBA0002641. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAKRIPARA PT I branch, and detailed step-by-step guides for using the IFSC UCBA0002641 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002641 is the IFSC of UCO Bank's KAKRIPARA PT I branch. The format is fixed: UCBA = bank code, 0 = reserved, 002641 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kakripara Pt I branch in Dhubri, Assam is part of this network and uses the IFSC code UCBA0002641 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Kakripara Pt I |
| IFSC Code | UCBA0002641 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO KAKRIPARA PS MANKACHAR DIST SOUTH SALMARA MANKACHAR ,SOUTH SALMARA MANKACHAR ,ASSAM PIN 783131 |
| City | Dhubri |
| District | Dhubri |
| State | Assam |
| STD Code | 3662 |
| Phone | 285246 |
About the Kakripara Pt I branch
The Kakripara Pt I branch of UCO Bank is situated at VILL PO KAKRIPARA PS MANKACHAR DIST SOUTH SALMARA MANKACHAR ,SOUTH SALMARA MANKACHAR ,ASSAM PIN 783131. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002641 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAKRIPARA PT I of UCO Bank — its own 11-character IFSC. The code UCBA0002641 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002641 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kakripara Pt I branch is mapped to IFSC UCBA0002641 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002641.
Products and services
Customers walking into the Kakripara Pt I branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002641
How to transfer money using IFSC UCBA0002641
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002641 across all three.
How to use IFSC UCBA0002641 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's KAKRIPARA PT I branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002641.
- Confirm the bank name auto-populates as UCO Bank and the branch as KAKRIPARA PT I.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002641
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – KAKRIPARA PT I, ensure your bank's portal accepts IFSC UCBA0002641 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank KAKRIPARA PT I (IFSC UCBA0002641)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002641 in your mobile or internet banking app, and the money is credited to the KAKRIPARA PT I branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kakripara Pt I
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002641:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAKRIPARA PT I is still linked to IFSC UCBA0002641.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0002641
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – KAKRIPARA PT I is still mapped to IFSC UCBA0002641. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002641 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kakripara Pt I branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002641 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kakripara Pt I branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002641 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – KAKRIPARA PT I:
- The IFSC is exactly UCBA0002641 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and KAKRIPARA PT I as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kakripara Pt I branch sits at VILL PO KAKRIPARA PS MANKACHAR DIST SOUTH SALMARA MANKACHAR ,SOUTH SALMARA MANKACHAR ,ASSAM PIN 783131. If you are travelling from outside Dhubri, search for the branch on a maps application using the bank name and locality, or call 3662-285246 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002641 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002641 for UCO Bank – KAKRIPARA PT I, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kakripara Pt I are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002641 continue to work without interruption.
Branch address & contact
UCO BankKakripara Pt I Branch
VILL PO KAKRIPARA PS MANKACHAR DIST SOUTH SALMARA MANKACHAR ,SOUTH SALMARA MANKACHAR ,ASSAM PIN 783131
Dhubri, Assam
Phone: 3662-285246
IFSC: UCBA0002641
Frequently asked questions
What is the phone number of UCO Bank Kakripara Pt I branch?
You can reach the branch at 3662-285246 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakripara Pt I branch but serve different purposes.
Is IFSC UCBA0002641 the same for all accounts at Kakripara Pt I branch?
Yes. The IFSC UCBA0002641 is shared by every account held at UCO Bank's Kakripara Pt I branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0002641 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002641 to send funds instantly.
How do I add UCO Bank Kakripara Pt I as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002641, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0002641 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Kakripara Pt I reflect within 30 minutes.
Is IFSC UCBA0002641 valid for NEFT and RTGS?
Yes. IFSC UCBA0002641 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UCBA0002641 is the IFSC code of UCO Bank, KAKRIPARA PT I branch, in DHUBRI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
