If you are searching for the IFSC code of UCO Bank, DHARAMPUR branch in DHARAMPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UCBA0002211. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHARAMPUR branch, and detailed step-by-step guides for using the IFSC UCBA0002211 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – DHARAMPUR is UCBA0002211. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002211 map to this branch in DHARAMPUR, WEST BENGAL.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dharampur branch in Dharampur, West Bengal is part of this network and uses the IFSC code UCBA0002211 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Dharampur |
| IFSC Code | UCBA0002211 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL GOPINATHPUR, P.O DELORA P.S ILLAMBAZAR, DIST BIRBHUM UNDER SURI ZONE ,BIRBHUM ,WEST BENGAL PIN 731124 |
| City | Dharampur |
| District | Maldah |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9434707894 |
About this branch
The branch is located at VILL GOPINATHPUR, P.O DELORA P.S ILLAMBAZAR, DIST BIRBHUM UNDER SURI ZONE ,BIRBHUM ,WEST BENGAL PIN 731124. It serves the Dharampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002211 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DHARAMPUR branch came to be assigned the code UCBA0002211.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002211, money simply cannot be routed to the DHARAMPUR branch electronically.
Products and account variants supported
Every account opened at the Dharampur branch is mapped to IFSC UCBA0002211 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002211.
Products and services
Customers walking into the Dharampur branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002211
How to transfer money using IFSC UCBA0002211
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002211 across all three.
How to use IFSC UCBA0002211 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's DHARAMPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002211.
- Confirm the bank name auto-populates as UCO Bank and the branch as DHARAMPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002211
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DHARAMPUR, ensure your bank's portal accepts IFSC UCBA0002211 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – DHARAMPUR, use IMPS. With IFSC UCBA0002211 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002211 for UCO Bank – DHARAMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002211 | Yes – UCBA0002211 | Yes – UCBA0002211 |
For most retail customers crediting the Dharampur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's DHARAMPUR branch, the IFSC UCBA0002211 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Dharampur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002211 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Dharampur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002211 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – DHARAMPUR:
- The IFSC is exactly UCBA0002211 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and DHARAMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dharampur branch
The branch is located at VILL GOPINATHPUR, P.O DELORA P.S ILLAMBAZAR, DIST BIRBHUM UNDER SURI ZONE ,BIRBHUM ,WEST BENGAL PIN 731124, which puts it inside Dharampur, the broader Maldah district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Dharampur branch” — the verified location pin for IFSC UCBA0002211 should appear at the top of the results.
- Confirm the branch is open by calling 91-9434707894 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002211 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002211 for UCO Bank – DHARAMPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dharampur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002211, however, work 24x7.
Branch address & contact
UCO BankDharampur Branch
VILL GOPINATHPUR, P.O DELORA P.S ILLAMBAZAR, DIST BIRBHUM UNDER SURI ZONE ,BIRBHUM ,WEST BENGAL PIN 731124
Dharampur, West Bengal
Phone: 91-9434707894
IFSC: UCBA0002211
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dharampur branch but serve different purposes.
Can I use IFSC UCBA0002211 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002211 to send funds instantly.
What is the phone number of UCO Bank Dharampur branch?
You can reach the branch at 91-9434707894 during regular banking hours.
How quickly will an NEFT transfer using UCBA0002211 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Dharampur reflect within 30 minutes.
Is IFSC UCBA0002211 valid for NEFT and RTGS?
Yes. IFSC UCBA0002211 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UCBA0002211 the same for all accounts at Dharampur branch?
Yes. The IFSC UCBA0002211 is shared by every account held at UCO Bank's Dharampur branch. Only the account number changes from customer to customer.
How do I add UCO Bank Dharampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002211, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0002211 belongs to UCO Bank's DHARAMPUR branch, located at VILL GOPINATHPUR, P.O DELORA P.S ILLAMBAZAR, DIST BIRBHUM UNDER SURI ZONE… in DHARAMPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
