Use this page as a one-stop reference for everything related to UCO Bank's BBNT DEOTSIDH branch in DEOTHI, HIMACHAL PRADESH. The branch's IFSC code UCBA0002058 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's BBNT DEOTSIDH branch, the IFSC UCBA0002058 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 002058 identifies this particular branch.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bbnt Deotsidh branch — IFSC UCBA0002058 — extends the bank's services to customers in and around Deothi, Himachal Pradesh.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bbnt Deotsidh |
| IFSC Code | UCBA0002058 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BABA BALAK NATH TEMPLE VILL AND PO DEOTSIDH TEH BIJHARI DIST HAMIRPUR ,HAMIRPUR ,HIMACHAL PRADESH PIN 176039 |
| City | Deothi |
| District | Solan |
| State | Himachal Pradesh |
| STD Code | 1972 |
| Phone | 286330 |
About the Bbnt Deotsidh branch
The Bbnt Deotsidh branch of UCO Bank is situated at BABA BALAK NATH TEMPLE VILL AND PO DEOTSIDH TEH BIJHARI DIST HAMIRPUR ,HAMIRPUR ,HIMACHAL PRADESH PIN 176039. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002058 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BBNT DEOTSIDH of UCO Bank — its own 11-character IFSC. The code UCBA0002058 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002058 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bbnt Deotsidh branch
Once you have an account at UCO Bank – BBNT DEOTSIDH, the IFSC UCBA0002058 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bbnt Deotsidh branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002058
How to transfer money using IFSC UCBA0002058
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002058 across all three.
NEFT to UCO Bank, BBNT DEOTSIDH using IFSC UCBA0002058
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002058, and confirm that the system picks up UCO Bank – BBNT DEOTSIDH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002058
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BBNT DEOTSIDH, ensure your bank's portal accepts IFSC UCBA0002058 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BBNT DEOTSIDH (IFSC UCBA0002058)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002058 in your mobile or internet banking app, and the money is credited to the BBNT DEOTSIDH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002058 for UCO Bank – BBNT DEOTSIDH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002058 | Yes – UCBA0002058 | Yes – UCBA0002058 |
For most retail customers crediting the Bbnt Deotsidh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002058
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BBNT DEOTSIDH is still mapped to IFSC UCBA0002058. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002058 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Bbnt Deotsidh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002058 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Bbnt Deotsidh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002058 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BBNT DEOTSIDH:
- The IFSC is exactly UCBA0002058 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BBNT DEOTSIDH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bbnt Deotsidh branch
The branch is located at BABA BALAK NATH TEMPLE VILL AND PO DEOTSIDH TEH BIJHARI DIST HAMIRPUR ,HAMIRPUR ,HIMACHAL PRADESH PIN 176039, which puts it inside Deothi, the broader Solan district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Bbnt Deotsidh branch” — the verified location pin for IFSC UCBA0002058 should appear at the top of the results.
- Confirm the branch is open by calling 1972-286330 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002058 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002058 for UCO Bank – BBNT DEOTSIDH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bbnt Deotsidh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002058, however, work 24x7.
Branch address & contact
UCO BankBbnt Deotsidh Branch
BABA BALAK NATH TEMPLE VILL AND PO DEOTSIDH TEH BIJHARI DIST HAMIRPUR ,HAMIRPUR ,HIMACHAL PRADESH PIN 176039
Deothi, Himachal Pradesh
Phone: 1972-286330
IFSC: UCBA0002058
Frequently asked questions
What is the phone number of UCO Bank Bbnt Deotsidh branch?
You can reach the branch at 1972-286330 during regular banking hours.
Is IFSC UCBA0002058 valid for NEFT and RTGS?
Yes. IFSC UCBA0002058 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UCBA0002058 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002058 to send funds instantly.
How do I add UCO Bank Bbnt Deotsidh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002058, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Bbnt Deotsidh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1972-286330 to confirm.
Is IFSC UCBA0002058 the same for all accounts at Bbnt Deotsidh branch?
Yes. The IFSC UCBA0002058 is shared by every account held at UCO Bank's Bbnt Deotsidh branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0002058 belongs to UCO Bank's BBNT DEOTSIDH branch, located at BABA BALAK NATH TEMPLE VILL AND PO DEOTSIDH TEH BIJHARI DIST HAMIRPUR… in DEOTHI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
