This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, DEORIA branch in DEORIA. The 11-digit IFSC UCBA0003171 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the DEORIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003171 is the IFSC of UCO Bank's DEORIA branch. The format is fixed: UCBA = bank code, 0 = reserved, 003171 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Deoria |
| IFSC Code | UCBA0003171 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.NO 297,WARD NO 14,DURGA MANDIR ROAD,RAGHAV NAGAR,DEORIA,PIN 274001 ,DEORIA ,UTTAR PRADESH PIN 274001 |
| City | Deoria |
| District | Deoria |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7275143260 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Deoria branch in Deoria. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003171.
Deoria branch overview
Located at H.NO 297,WARD NO 14,DURGA MANDIR ROAD,RAGHAV NAGAR,DEORIA,PIN 274001 ,DEORIA ,UTTAR PRADESH PIN 274001, the Deoria branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0003171 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DEORIA branch came to be assigned the code UCBA0003171.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003171, money simply cannot be routed to the DEORIA branch electronically.
How to transfer money using IFSC UCBA0003171
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003171 across all three.
How to use IFSC UCBA0003171 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's DEORIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003171.
- Confirm the bank name auto-populates as UCO Bank and the branch as DEORIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0003171
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DEORIA, ensure your bank's portal accepts IFSC UCBA0003171 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank DEORIA (IFSC UCBA0003171)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003171 in your mobile or internet banking app, and the money is credited to the DEORIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003171 for UCO Bank – DEORIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003171 | Yes – UCBA0003171 | Yes – UCBA0003171 |
For most retail customers crediting the Deoria branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's DEORIA branch, the IFSC UCBA0003171 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Deoria branch
Once you have an account at UCO Bank – DEORIA, the IFSC UCBA0003171 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Deoria branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7275143260.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003171
MICR & cheque-truncation details
Cheques drawn on the Deoria branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003171 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Deoria branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003171 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – DEORIA:
- The IFSC is exactly UCBA0003171 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and DEORIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Deoria branch
The branch is located at H.NO 297,WARD NO 14,DURGA MANDIR ROAD,RAGHAV NAGAR,DEORIA,PIN 274001 ,DEORIA ,UTTAR PRADESH PIN 274001, which puts it inside Deoria, the broader Deoria district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Deoria branch” — the verified location pin for IFSC UCBA0003171 should appear at the top of the results.
- Confirm the branch is open by calling 91-7275143260 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003171 and your account number.
Verifying IFSC UCBA0003171 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003171 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7275143260.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Deoria are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003171 continue to work without interruption.
Branch address & contact
UCO BankDeoria Branch
H.NO 297,WARD NO 14,DURGA MANDIR ROAD,RAGHAV NAGAR,DEORIA,PIN 274001 ,DEORIA ,UTTAR PRADESH PIN 274001
Deoria, Uttar Pradesh
Phone: 91-7275143260
IFSC: UCBA0003171
Frequently asked questions
How quickly will an NEFT transfer using UCBA0003171 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Deoria reflect within 30 minutes.
Is IFSC UCBA0003171 the same for all accounts at Deoria branch?
Yes. The IFSC UCBA0003171 is shared by every account held at UCO Bank's Deoria branch. Only the account number changes from customer to customer.
How do I add UCO Bank Deoria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003171, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003171 valid for NEFT and RTGS?
Yes. IFSC UCBA0003171 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Deoria branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7275143260 to confirm.
Can I use IFSC UCBA0003171 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003171 to send funds instantly.
What is the IFSC code of UCO Bank Deoria branch?
The IFSC code of UCO Bank, Deoria branch is UCBA0003171. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UCBA0003171 belongs to UCO Bank's DEORIA branch, located at H.NO 297,WARD NO 14,DURGA MANDIR ROAD,RAGHAV NAGAR,DEORIA,PIN 274001 ,DEORIA… in DEORIA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
