Use this page as a one-stop reference for everything related to UCO Bank's BASANT VIHAR DEHRADUN branch in DEHRADUN, UTTARAKHAND. The branch's IFSC code UCBA0002261 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's BASANT VIHAR DEHRADUN branch, the IFSC UCBA0002261 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 002261 identifies this particular branch.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Basant Vihar Dehradun branch in Dehradun, Uttarakhand is part of this network and uses the IFSC code UCBA0002261 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Basant Vihar Dehradun |
| IFSC Code | UCBA0002261 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 219,INDIRA NAGAR,DEHARADUN ,DEHRA DUN ,UTTARAKHAND PIN 248006 |
| City | Dehradun |
| District | Dehra Dun |
| State | Uttarakhand |
| STD Code | 91 |
| Phone | 9410535349 |
Basant Vihar Dehradun branch overview
Located at 219,INDIRA NAGAR,DEHARADUN ,DEHRA DUN ,UTTARAKHAND PIN 248006, the Basant Vihar Dehradun branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0002261 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BASANT VIHAR DEHRADUN of UCO Bank — its own 11-character IFSC. The code UCBA0002261 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002261 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Basant Vihar Dehradun branch is mapped to IFSC UCBA0002261 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002261.
Products and services
Customers walking into the Basant Vihar Dehradun branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002261
How to transfer money using IFSC UCBA0002261
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002261 across all three.
How to use IFSC UCBA0002261 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BASANT VIHAR DEHRADUN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002261.
- Confirm the bank name auto-populates as UCO Bank and the branch as BASANT VIHAR DEHRADUN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002261
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BASANT VIHAR DEHRADUN, ensure your bank's portal accepts IFSC UCBA0002261 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – BASANT VIHAR DEHRADUN, use IMPS. With IFSC UCBA0002261 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002261 for UCO Bank – BASANT VIHAR DEHRADUN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002261 | Yes – UCBA0002261 | Yes – UCBA0002261 |
For most retail customers crediting the Basant Vihar Dehradun branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BASANT VIHAR DEHRADUN branch, the IFSC UCBA0002261 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Basant Vihar Dehradun branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002261 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002261 and the account number together uniquely identify the Basant Vihar Dehradun branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BASANT VIHAR DEHRADUN:
- The IFSC is exactly UCBA0002261 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BASANT VIHAR DEHRADUN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Basant Vihar Dehradun branch sits at 219,INDIRA NAGAR,DEHARADUN ,DEHRA DUN ,UTTARAKHAND PIN 248006. If you are travelling from outside Dehradun, search for the branch on a maps application using the bank name and locality, or call 91-9410535349 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002261 and your account number.
Verifying IFSC UCBA0002261 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002261 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9410535349.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Basant Vihar Dehradun branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002261, however, work 24x7.
Branch address & contact
UCO BankBasant Vihar Dehradun Branch
219,INDIRA NAGAR,DEHARADUN ,DEHRA DUN ,UTTARAKHAND PIN 248006
Dehradun, Uttarakhand
Phone: 91-9410535349
IFSC: UCBA0002261
Frequently asked questions
Is IFSC UCBA0002261 the same for all accounts at Basant Vihar Dehradun branch?
Yes. The IFSC UCBA0002261 is shared by every account held at UCO Bank's Basant Vihar Dehradun branch. Only the account number changes from customer to customer.
Where is UCO Bank Basant Vihar Dehradun branch located?
UCO Bank's Basant Vihar Dehradun branch is located at 219,INDIRA NAGAR,DEHARADUN ,DEHRA DUN ,UTTARAKHAND PIN 248006, Dehradun, Uttarakhand.
Can I use IFSC UCBA0002261 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002261 to send funds instantly.
What is the phone number of UCO Bank Basant Vihar Dehradun branch?
You can reach the branch at 91-9410535349 during regular banking hours.
Is IFSC UCBA0002261 valid for NEFT and RTGS?
Yes. IFSC UCBA0002261 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0002261 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Basant Vihar Dehradun reflect within 30 minutes.
What is the IFSC code of UCO Bank Basant Vihar Dehradun branch?
The IFSC code of UCO Bank, Basant Vihar Dehradun branch is UCBA0002261. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UCBA0002261 belongs to UCO Bank's BASANT VIHAR DEHRADUN branch, located at 219,INDIRA NAGAR,DEHARADUN ,DEHRA DUN ,UTTARAKHAND PIN 248006 in DEHRADUN, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


