Below are the complete branch details for UCO Bank, NARSINGPUR branch, located in CUTTACK, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000406. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000406 for UCO Bank – NARSINGPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's NARSINGPUR branch, the IFSC UCBA0000406 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000406 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Narsingpur |
| IFSC Code | UCBA0000406 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCOBANK,NARASINGHPUR, CUTTACK ,ODISHA PIN 754032 |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| STD Code | 671 |
| Phone | 270226 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Narsingpur branch in Cuttack. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000406.
Narsingpur branch overview
Located at UCOBANK,NARASINGHPUR, CUTTACK ,ODISHA PIN 754032, the Narsingpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000406 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's NARSINGPUR branch came to be assigned the code UCBA0000406.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000406, money simply cannot be routed to the NARSINGPUR branch electronically.
How to transfer money using IFSC UCBA0000406
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000406 across all three.
NEFT to UCO Bank, NARSINGPUR using IFSC UCBA0000406
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000406, and confirm that the system picks up UCO Bank – NARSINGPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NARSINGPUR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's NARSINGPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000406 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – NARSINGPUR, use IMPS. With IFSC UCBA0000406 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000406 for UCO Bank – NARSINGPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000406 | Yes – UCBA0000406 | Yes – UCBA0000406 |
For most retail customers crediting the Narsingpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000406
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NARSINGPUR is still mapped to IFSC UCBA0000406. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000406 and the beneficiary's account number to complete the transfer.
Account types you can open at the Narsingpur branch
Once you have an account at UCO Bank – NARSINGPUR, the IFSC UCBA0000406 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Narsingpur branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000406
MICR & cheque-truncation details
Cheques drawn on the Narsingpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000406 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0000406
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NARSINGPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000406 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NARSINGPUR:
- The IFSC is exactly UCBA0000406 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and NARSINGPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Narsingpur branch
The branch is located at UCOBANK,NARASINGHPUR, CUTTACK ,ODISHA PIN 754032, which puts it inside Cuttack, the broader Cuttack district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Narsingpur branch” — the verified location pin for IFSC UCBA0000406 should appear at the top of the results.
- Confirm the branch is open by calling 671-270226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000406 and your account number.
Verifying IFSC UCBA0000406 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000406 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 671-270226.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Narsingpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000406 continue to work without interruption.
Branch address & contact
UCO BankNarsingpur Branch
UCOBANK,NARASINGHPUR, CUTTACK ,ODISHA PIN 754032
Cuttack, Odisha
Phone: 671-270226
IFSC: UCBA0000406
Frequently asked questions
Is IFSC UCBA0000406 valid for NEFT and RTGS?
Yes. IFSC UCBA0000406 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0000406 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Narsingpur reflect within 30 minutes.
What is the phone number of UCO Bank Narsingpur branch?
You can reach the branch at 671-270226 during regular banking hours.
How do I add UCO Bank Narsingpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000406, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000406 the same for all accounts at Narsingpur branch?
Yes. The IFSC UCBA0000406 is shared by every account held at UCO Bank's Narsingpur branch. Only the account number changes from customer to customer.
Does UCO Bank Narsingpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 671-270226 to confirm.
Where is UCO Bank Narsingpur branch located?
UCO Bank's Narsingpur branch is located at UCOBANK,NARASINGHPUR, CUTTACK ,ODISHA PIN 754032, Cuttack, Odisha.
Final notes
To recap: UCBA0000406 is the IFSC code of UCO Bank, NARSINGPUR branch, in CUTTACK, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
