If you are searching for the IFSC code of UCO Bank, SERVICE BRANCH CHENNAI branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UCBA0001749. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SERVICE BRANCH CHENNAI branch, and detailed step-by-step guides for using the IFSC UCBA0001749 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SERVICE BRANCH CHENNAI is UCBA0001749. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001749 map to this branch in CHENNAI, TAMIL NADU.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Service Branch Chennai |
| IFSC Code | UCBA0001749 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 43405522 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Service Branch Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001749.
About the Service Branch Chennai branch
The Service Branch Chennai branch of UCO Bank is situated at AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001749 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SERVICE BRANCH CHENNAI branch came to be assigned the code UCBA0001749.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001749, money simply cannot be routed to the SERVICE BRANCH CHENNAI branch electronically.
How to transfer money using IFSC UCBA0001749
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001749 across all three.
How to use IFSC UCBA0001749 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SERVICE BRANCH CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001749.
- Confirm the bank name auto-populates as UCO Bank and the branch as SERVICE BRANCH CHENNAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001749
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SERVICE BRANCH CHENNAI, ensure your bank's portal accepts IFSC UCBA0001749 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SERVICE BRANCH CHENNAI, use IMPS. With IFSC UCBA0001749 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001749 for UCO Bank – SERVICE BRANCH CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001749 | Yes – UCBA0001749 | Yes – UCBA0001749 |
For most retail customers crediting the Service Branch Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001749
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SERVICE BRANCH CHENNAI is still mapped to IFSC UCBA0001749. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001749 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Service Branch Chennai branch is mapped to IFSC UCBA0001749 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001749.
Banking services available
The Service Branch Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-43405522.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001749
MICR & cheque-truncation details
Cheques drawn on the Service Branch Chennai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001749 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0001749
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SERVICE BRANCH CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001749 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0001749
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SERVICE BRANCH CHENNAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001749. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Service Branch Chennai branch
The branch is located at AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Service Branch Chennai branch” — the verified location pin for IFSC UCBA0001749 should appear at the top of the results.
- Confirm the branch is open by calling 44-43405522 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001749 and your account number.
Verifying IFSC UCBA0001749 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001749 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-43405522.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Service Branch Chennai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001749, however, work 24x7.
Branch address & contact
UCO BankService Branch Chennai Branch
AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006
Chennai, Tamil Nadu
Phone: 44-43405522
IFSC: UCBA0001749
Frequently asked questions
What is the phone number of UCO Bank Service Branch Chennai branch?
You can reach the branch at 44-43405522 during regular banking hours.
Is IFSC UCBA0001749 the same for all accounts at Service Branch Chennai branch?
Yes. The IFSC UCBA0001749 is shared by every account held at UCO Bank's Service Branch Chennai branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Service Branch Chennai branch?
The IFSC code of UCO Bank, Service Branch Chennai branch is UCBA0001749. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0001749 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Service Branch Chennai reflect within 30 minutes.
Can I use IFSC UCBA0001749 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001749 to send funds instantly.
How do I add UCO Bank Service Branch Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001749, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Service Branch Chennai branch located?
UCO Bank's Service Branch Chennai branch is located at AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006, Chennai, Tamil Nadu.
Is IFSC UCBA0001749 valid for NEFT and RTGS?
Yes. IFSC UCBA0001749 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0001749 belongs to UCO Bank's SERVICE BRANCH CHENNAI branch, located at AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
