Below are the complete branch details for UCO Bank, NARAYANPURAM CHENNAI branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001400. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001400 for UCO Bank – NARAYANPURAM CHENNAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001400 is the IFSC of UCO Bank's NARAYANPURAM CHENNAI branch. The format is fixed: UCBA = bank code, 0 = reserved, 001400 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Narayanpuram Chennai |
| IFSC Code | UCBA0001400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 56, VELACHERY MAIN ROAD PALLIKARNAI, CHENNAI ,KANCHEEPURAM ,TAMIL NADU PIN 600100 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 4112 |
| Phone | 22461017 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Narayanpuram Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001400.
About the Narayanpuram Chennai branch
The Narayanpuram Chennai branch of UCO Bank is situated at NO 56, VELACHERY MAIN ROAD PALLIKARNAI, CHENNAI ,KANCHEEPURAM ,TAMIL NADU PIN 600100. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001400 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's NARAYANPURAM CHENNAI branch came to be assigned the code UCBA0001400.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001400, money simply cannot be routed to the NARAYANPURAM CHENNAI branch electronically.
How to transfer money using IFSC UCBA0001400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001400 across all three.
How to use IFSC UCBA0001400 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's NARAYANPURAM CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001400.
- Confirm the bank name auto-populates as UCO Bank and the branch as NARAYANPURAM CHENNAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001400
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – NARAYANPURAM CHENNAI, ensure your bank's portal accepts IFSC UCBA0001400 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank NARAYANPURAM CHENNAI (IFSC UCBA0001400)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001400 in your mobile or internet banking app, and the money is credited to the NARAYANPURAM CHENNAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001400 for UCO Bank – NARAYANPURAM CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001400 | Yes – UCBA0001400 | Yes – UCBA0001400 |
For most retail customers crediting the Narayanpuram Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's NARAYANPURAM CHENNAI branch, the IFSC UCBA0001400 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Narayanpuram Chennai branch
Once you have an account at UCO Bank – NARAYANPURAM CHENNAI, the IFSC UCBA0001400 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Narayanpuram Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4112-22461017.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001400
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001400 and the account number together uniquely identify the Narayanpuram Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Narayanpuram Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0001400
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – NARAYANPURAM CHENNAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001400. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Narayanpuram Chennai branch sits at NO 56, VELACHERY MAIN ROAD PALLIKARNAI, CHENNAI ,KANCHEEPURAM ,TAMIL NADU PIN 600100. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 4112-22461017 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001400 and your account number.
Verifying IFSC UCBA0001400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4112-22461017.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Narayanpuram Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001400 continue to work without interruption.
Branch address & contact
UCO BankNarayanpuram Chennai Branch
NO 56, VELACHERY MAIN ROAD PALLIKARNAI, CHENNAI ,KANCHEEPURAM ,TAMIL NADU PIN 600100
Chennai, Tamil Nadu
Phone: 4112-22461017
IFSC: UCBA0001400
Frequently asked questions
What is the IFSC code of UCO Bank Narayanpuram Chennai branch?
The IFSC code of UCO Bank, Narayanpuram Chennai branch is UCBA0001400. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank Narayanpuram Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001400, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Narayanpuram Chennai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4112-22461017 to confirm.
Is IFSC UCBA0001400 the same for all accounts at Narayanpuram Chennai branch?
Yes. The IFSC UCBA0001400 is shared by every account held at UCO Bank's Narayanpuram Chennai branch. Only the account number changes from customer to customer.
Where is UCO Bank Narayanpuram Chennai branch located?
UCO Bank's Narayanpuram Chennai branch is located at NO 56, VELACHERY MAIN ROAD PALLIKARNAI, CHENNAI ,KANCHEEPURAM ,TAMIL NADU PIN 600100, Chennai, Tamil Nadu.
Is IFSC UCBA0001400 valid for NEFT and RTGS?
Yes. IFSC UCBA0001400 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UCBA0001400 is the IFSC code of UCO Bank, NARAYANPURAM CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
