Below are the complete branch details for UCO Bank, IBB CHENNAI branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001810. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001810 for UCO Bank – IBB CHENNAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001810 is the IFSC of UCO Bank's IBB CHENNAI branch. The format is fixed: UCBA = bank code, 0 = reserved, 001810 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Ibb Chennai |
| IFSC Code | UCBA0001810 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 25331744 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Ibb Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001810.
Ibb Chennai branch overview
Located at NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001, the Ibb Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0001810 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including IBB CHENNAI of UCO Bank — its own 11-character IFSC. The code UCBA0001810 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001810 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0001810
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001810 across all three.
How to use IFSC UCBA0001810 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's IBB CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001810.
- Confirm the bank name auto-populates as UCO Bank and the branch as IBB CHENNAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001810
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – IBB CHENNAI, ensure your bank's portal accepts IFSC UCBA0001810 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – IBB CHENNAI, use IMPS. With IFSC UCBA0001810 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001810 for UCO Bank – IBB CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001810 | Yes – UCBA0001810 | Yes – UCBA0001810 |
For most retail customers crediting the Ibb Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001810
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – IBB CHENNAI is still mapped to IFSC UCBA0001810. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001810 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ibb Chennai branch is mapped to IFSC UCBA0001810 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001810.
Banking services available
The Ibb Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-25331744.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001810
MICR & cheque-truncation details
Cheques drawn on the Ibb Chennai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001810 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0001810
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the IBB CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001810 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0001810
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – IBB CHENNAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001810. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ibb Chennai branch
The branch is located at NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Ibb Chennai branch” — the verified location pin for IFSC UCBA0001810 should appear at the top of the results.
- Confirm the branch is open by calling 44-25331744 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001810 and your account number.
Verifying IFSC UCBA0001810 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001810 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-25331744.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ibb Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001810 continue to work without interruption.
Branch address & contact
UCO BankIbb Chennai Branch
NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001
Chennai, Tamil Nadu
Phone: 44-25331744
IFSC: UCBA0001810
Frequently asked questions
How quickly will an NEFT transfer using UCBA0001810 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Ibb Chennai reflect within 30 minutes.
Is IFSC UCBA0001810 the same for all accounts at Ibb Chennai branch?
Yes. The IFSC UCBA0001810 is shared by every account held at UCO Bank's Ibb Chennai branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Ibb Chennai branch?
The IFSC code of UCO Bank, Ibb Chennai branch is UCBA0001810. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ibb Chennai branch but serve different purposes.
Where is UCO Bank Ibb Chennai branch located?
UCO Bank's Ibb Chennai branch is located at NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001, Chennai, Tamil Nadu.
What is the phone number of UCO Bank Ibb Chennai branch?
You can reach the branch at 44-25331744 during regular banking hours.
Is IFSC UCBA0001810 valid for NEFT and RTGS?
Yes. IFSC UCBA0001810 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Ibb Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001810, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0001810 belongs to UCO Bank's IBB CHENNAI branch, located at NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
