Use this page as a one-stop reference for everything related to UCO Bank's SECTOR SEVENTEEN B CHANDIGARH branch in CHANDIGARH, CHANDIGARH. The branch's IFSC code UCBA0000236 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – SECTOR SEVENTEEN B CHANDIGARH is UCBA0000236. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000236 map to this branch in CHANDIGARH, CHANDIGARH.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Seventeen B Chandigarh branch in Chandigarh, Chandigarh is part of this network and uses the IFSC code UCBA0000236 for all electronic settlement.
About this branch
The branch is located at SCO 55 57 GROUND FLOOR SECTOR 17 B BANK SQUARE ,CHANDIGARH ,CHANDIGARH PIN 160017. It serves the Chandigarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000236 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sector Seventeen B Chandigarh |
| IFSC Code | UCBA0000236 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO 55 57 GROUND FLOOR SECTOR 17 B BANK SQUARE ,CHANDIGARH ,CHANDIGARH PIN 160017 |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| STD Code | 172 |
| Phone | 2703833 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SECTOR SEVENTEEN B CHANDIGARH branch came to be assigned the code UCBA0000236.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000236, money simply cannot be routed to the SECTOR SEVENTEEN B CHANDIGARH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Sector Seventeen B Chandigarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000236 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0000236
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000236 across all three.
How to use IFSC UCBA0000236 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SECTOR SEVENTEEN B CHANDIGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000236.
- Confirm the bank name auto-populates as UCO Bank and the branch as SECTOR SEVENTEEN B CHANDIGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SECTOR SEVENTEEN B CHANDIGARH
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SECTOR SEVENTEEN B CHANDIGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000236 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank SECTOR SEVENTEEN B CHANDIGARH (IFSC UCBA0000236)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000236 in your mobile or internet banking app, and the money is credited to the SECTOR SEVENTEEN B CHANDIGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000236 for UCO Bank – SECTOR SEVENTEEN B CHANDIGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000236 | Yes – UCBA0000236 | Yes – UCBA0000236 |
For most retail customers crediting the Sector Seventeen B Chandigarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SECTOR SEVENTEEN B CHANDIGARH branch, the IFSC UCBA0000236 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sector Seventeen B Chandigarh branch is mapped to IFSC UCBA0000236 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000236.
Products and services
Customers walking into the Sector Seventeen B Chandigarh branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000236
Digital banking channels
Most day-to-day work that customers used to do at the Sector Seventeen B Chandigarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000236 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sector Seventeen B Chandigarh branch sits at SCO 55 57 GROUND FLOOR SECTOR 17 B BANK SQUARE ,CHANDIGARH ,CHANDIGARH PIN 160017. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 172-2703833 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000236 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SECTOR SEVENTEEN B CHANDIGARH:
- The IFSC is exactly UCBA0000236 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SECTOR SEVENTEEN B CHANDIGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Sector Seventeen B Chandigarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000236 continue to work without interruption.
Verifying IFSC UCBA0000236 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000236 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 172-2703833.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankSector Seventeen B Chandigarh Branch
SCO 55 57 GROUND FLOOR SECTOR 17 B BANK SQUARE ,CHANDIGARH ,CHANDIGARH PIN 160017
Chandigarh, Chandigarh
Phone: 172-2703833
IFSC: UCBA0000236
Frequently asked questions
What is the phone number of UCO Bank Sector Seventeen B Chandigarh branch?
You can reach the branch at 172-2703833 during regular banking hours.
What is the IFSC code of UCO Bank Sector Seventeen B Chandigarh branch?
The IFSC code of UCO Bank, Sector Seventeen B Chandigarh branch is UCBA0000236. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0000236 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000236 to send funds instantly.
Does UCO Bank Sector Seventeen B Chandigarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 172-2703833 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Seventeen B Chandigarh branch but serve different purposes.
How do I add UCO Bank Sector Seventeen B Chandigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000236, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0000236 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sector Seventeen B Chandigarh reflect within 30 minutes.
Summary
The IFSC code UCBA0000236 belongs to UCO Bank's SECTOR SEVENTEEN B CHANDIGARH branch, located at SCO 55 57 GROUND FLOOR SECTOR 17 B BANK SQUARE ,CHANDIGARH ,CHANDIGARH PIN … in CHANDIGARH, CHANDIGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
