This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, CHAMU branch in CHAMU. The 11-digit IFSC UCBA0001095 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the CHAMU location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's CHAMU branch, the IFSC UCBA0001095 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001095 identifies this particular branch.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chamu branch — IFSC UCBA0001095 — extends the bank's services to customers in and around Chamu, Rajasthan.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Chamu |
| IFSC Code | UCBA0001095 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK CHAMU TH SHERGARH DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342306 |
| City | Chamu |
| District | Jodhpur |
| State | Rajasthan |
| STD Code | 2931 |
| Phone | 264273 |
About this branch
The branch is located at UCO BANK CHAMU TH SHERGARH DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342306. It serves the Chamu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001095 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's CHAMU branch came to be assigned the code UCBA0001095.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001095, money simply cannot be routed to the CHAMU branch electronically.
Products and account variants supported
Every account opened at the Chamu branch is mapped to IFSC UCBA0001095 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001095.
Products and services
Customers walking into the Chamu branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001095
How to transfer money using IFSC UCBA0001095
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001095 across all three.
How to use IFSC UCBA0001095 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's CHAMU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001095.
- Confirm the bank name auto-populates as UCO Bank and the branch as CHAMU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001095
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – CHAMU, ensure your bank's portal accepts IFSC UCBA0001095 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank CHAMU (IFSC UCBA0001095)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001095 in your mobile or internet banking app, and the money is credited to the CHAMU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chamu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001095:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAMU is still linked to IFSC UCBA0001095.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's CHAMU branch, the IFSC UCBA0001095 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Chamu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001095 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001095 and the account number together uniquely identify the Chamu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – CHAMU:
- The IFSC is exactly UCBA0001095 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and CHAMU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chamu branch
The branch is located at UCO BANK CHAMU TH SHERGARH DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342306, which puts it inside Chamu, the broader Jodhpur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Chamu branch” — the verified location pin for IFSC UCBA0001095 should appear at the top of the results.
- Confirm the branch is open by calling 2931-264273 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001095 and your account number.
Verifying IFSC UCBA0001095 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001095 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2931-264273.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chamu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001095 continue to work without interruption.
Branch address & contact
UCO BankChamu Branch
UCO BANK CHAMU TH SHERGARH DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342306
Chamu, Rajasthan
Phone: 2931-264273
IFSC: UCBA0001095
Frequently asked questions
What is the phone number of UCO Bank Chamu branch?
You can reach the branch at 2931-264273 during regular banking hours.
Can I use IFSC UCBA0001095 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001095 to send funds instantly.
Is IFSC UCBA0001095 valid for NEFT and RTGS?
Yes. IFSC UCBA0001095 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Chamu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001095, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0001095 the same for all accounts at Chamu branch?
Yes. The IFSC UCBA0001095 is shared by every account held at UCO Bank's Chamu branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chamu branch but serve different purposes.
Summary
The IFSC code UCBA0001095 belongs to UCO Bank's CHAMU branch, located at UCO BANK CHAMU TH SHERGARH DISTT JODHPUR ,JODHPUR ,RAJASTHAN PIN 342306 in CHAMU, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
