Use this page as a one-stop reference for everything related to UCO Bank's BUXAR branch in BUXAR, BIHAR. The branch's IFSC code UCBA0001797 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001797 is the IFSC of UCO Bank's BUXAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 001797 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Buxar branch — IFSC UCBA0001797 — extends the bank's services to customers in and around Buxar, Bihar.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Buxar |
| IFSC Code | UCBA0001797 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK AMALA TOLI NEAR BATA STORE ,BUXAR ,BIHAR PIN 802101 |
| City | Buxar |
| District | Buxar |
| State | Bihar |
| STD Code | 6183 |
| Phone | 222575 |
About this branch
The branch is located at UCO BANK AMALA TOLI NEAR BATA STORE ,BUXAR ,BIHAR PIN 802101. It serves the Buxar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001797 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BUXAR branch came to be assigned the code UCBA0001797.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001797, money simply cannot be routed to the BUXAR branch electronically.
Products and account variants supported
Every account opened at the Buxar branch is mapped to IFSC UCBA0001797 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001797.
Products and services
Customers walking into the Buxar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001797
How to transfer money using IFSC UCBA0001797
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001797 across all three.
How to use IFSC UCBA0001797 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BUXAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001797.
- Confirm the bank name auto-populates as UCO Bank and the branch as BUXAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001797
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BUXAR, ensure your bank's portal accepts IFSC UCBA0001797 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – BUXAR, use IMPS. With IFSC UCBA0001797 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001797 for UCO Bank – BUXAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001797 | Yes – UCBA0001797 | Yes – UCBA0001797 |
For most retail customers crediting the Buxar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001797
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BUXAR is still mapped to IFSC UCBA0001797. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001797 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0001797
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BUXAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001797 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Buxar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001797 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BUXAR:
- The IFSC is exactly UCBA0001797 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BUXAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Buxar branch sits at UCO BANK AMALA TOLI NEAR BATA STORE ,BUXAR ,BIHAR PIN 802101. If you are travelling from outside Buxar, search for the branch on a maps application using the bank name and locality, or call 6183-222575 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001797 and your account number.
Verifying IFSC UCBA0001797 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001797 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6183-222575.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Buxar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001797, however, work 24x7.
Branch address & contact
UCO BankBuxar Branch
UCO BANK AMALA TOLI NEAR BATA STORE ,BUXAR ,BIHAR PIN 802101
Buxar, Bihar
Phone: 6183-222575
IFSC: UCBA0001797
Frequently asked questions
Can I use IFSC UCBA0001797 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001797 to send funds instantly.
Does UCO Bank Buxar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6183-222575 to confirm.
Is IFSC UCBA0001797 valid for NEFT and RTGS?
Yes. IFSC UCBA0001797 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Buxar branch but serve different purposes.
Where is UCO Bank Buxar branch located?
UCO Bank's Buxar branch is located at UCO BANK AMALA TOLI NEAR BATA STORE ,BUXAR ,BIHAR PIN 802101, Buxar, Bihar.
What is the IFSC code of UCO Bank Buxar branch?
The IFSC code of UCO Bank, Buxar branch is UCBA0001797. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Buxar branch?
You can reach the branch at 6183-222575 during regular banking hours.
Is IFSC UCBA0001797 the same for all accounts at Buxar branch?
Yes. The IFSC UCBA0001797 is shared by every account held at UCO Bank's Buxar branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0001797 belongs to UCO Bank's BUXAR branch, located at UCO BANK AMALA TOLI NEAR BATA STORE ,BUXAR ,BIHAR PIN 802101 in BUXAR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
